Abdul-Haq is an infrastructure and real estate partner at Trowers & Hamlins and specializes in public–private partnership and concession arrangements relating to urban and transport-related development, real estate development and investment and strategic legal advice.

Abdul-Haq has held several senior management positions within the firm, including sitting on the management board for six years from 2015, as well as being the firm’s international managing partner until August 2021. He also sits on the board of governors of St Christopher’s School. He is regularly consulted by clients on matters of strategic importance.

Anna Kristanty currently serves as Senior Vice President of the International & Financial Institution Group at PT Bank Syariah Indonesia Tbk (BSI). She brings extensive experience in international banking, financial institutions, trade finance, treasury, funding, investor relations, credit and financing, risk management, and strategic transformation within the banking sector. Since joining BSI in 2019, she has held several senior leadership positions and played a key role in corporate transformation and international expansion initiatives. Prior to her current role, she served as SVP of Investor Relations and led international expansion initiatives, including the establishment of BSI’s overseas branch in Dubai. Before joining BSI, she held various senior positions at Bank Negara Indonesia (BNI) Singapore, including Head of Financial Institutions and Head of Corporate Relationship. She also served at BNI Syariah as Treasury & International Division Head, Deputy Division Head of International Business, and Coordinator Manager of the Trade Processing Center. Throughout her career, Anna has led and contributed to numerous strategic initiatives, including securitization projects, sustainability sukuk initiatives, rights issue projects, and the establishment of Bank Syariah Indonesia’s presence in the Kingdom of Saudi Arabia. Her professional expertise spans international financial institutions, treasury management, strategic financing, investor relations, and corporate transformation. Anna Kristanty holds a Bachelor’s degree from Universitas Jayabaya and a Master’s degree from Universitas Persada Indonesia YAI. She has also completed several executive leadership and banking development programs, including the Senior Management Development Program (SMDP), Top Executive Learning Program (TELP), and exposure to the Chartered Financial Analyst (CFA) program, along with various risk management certification programs. She currently holds a Level 7 Risk Management Certification in Banking Risk Management, reflecting her strong expertise in banking governance, financial risk management, and leadership development.

Arief Subekti is a highly accomplished corporate banker with over two decades of distinguished experience in corporate, project, and sharia finance. He currently serves as Executive Vice President – Head of Sharia Business Division at PT Sarana Multi Infrastruktur (Persero), where he is entrusted with leading the company’s sharia financing strategy and delivering landmark transactions that contribute to Indonesia’s infrastructure and economic development. Throughout his career, Arief has held senior leadership positions at prominent financial institutions, including Maybank Indonesia, Bank of Tokyo-Mitsubishi UFJ, ANZ Indonesia, Bank Mandiri, and Bank BNI. He has successfully originated and executed some of the country’s most notable transactions, including Indonesia’s largest sharia syndication, strategic ECA financings, and milestone M&A deals. Arief holds an MBA with highest distinction from Institut Teknologi Bandung and a Bachelor’s degree in Electrical Engineering from Brawijaya University. He is also a certified risk management professional and an alumnus of Euromoney’s London School of Project Finance. Widely respected for his expertise, leadership, and integrity, Arief has earned numerous industry accolades in recognition of his contributions to Indonesia’s financial services sector.

Dr. Bilal Ilhan is a senior economist specializing in foreign direct investment (FDI), macroeconomics, financial markets, policy-making, and Islamic Finance. Since last year, he has been serving as Country Advisor to the Investment and Finance Office of the Presidency of the Republic of Türkiye, overseeing operations in Malaysia and Indonesia.

In this role, Dr. Ilhan identifies and presents investment opportunities and conducts high-level economic analysis. He is actively involved in promoting Türkiye’s economic interests in Southeast Asia, working closely with public and private stakeholders to create and implement policies that encourage FDI inflows.

Previously, Dr. Ilhan held various senior positions, including Chief Economist at the same office, where he played a pivotal role in developing national investment strategies and advising macroeconomic policies. His expertise in creating comprehensive reports on economic trends and FDI outlooks has made him a trusted advisor in the public sector and an advocate for sustainable development and economic growth. Fluent in multiple languages and experienced in global economic affairs, Dr. Ilhan continues to foster international collaborations, aiming to position Türkiye as a key player in the global investment landscape.

Boniarga Mangiring is an Investment Specialist at the Credit Guarantee and Investment Facility (CGIF) — a multilateral organization established in 2010 by ASEAN+3 countries and the Asian Development Bank, mandated to develop local bond and sukuk markets across the region. Rated AA by S&P globally and AAA by Pefindo and Fitch in Indonesia, CGIF has to date guaranteed 118 bonds and sukuk for 72 issuers, mobilizing over USD 4.6 billion in capital. Sukuk have become central to CGIF’s strategy for financing sustainable and inclusive development across ASEAN, with recent issuances in Indonesia, and Malaysia.

Mangiring brings over 15 years of professional experience in Indonesian bond markets and has been with CGIF since 2019, focusing on Indonesia as one of its core markets. In his role, he handles deal originations, guarantee issuances, and market development initiatives. He has successfully issued guarantees for IDR bond transactions for Steel Pipe Industry of Indonesia, Hartadinata Abadi, Paradise Indonesia, and sukuk transactions for Polytama Propindo and Global Mediacom.

CJ Wong is an Analyst with Moody’s Financial Institutions Group, based in Singapore. He covers a portfolio of banks and non-bank financial institutions across Bangladesh, Malaysia, and Vietnam. Prior to joining Moody’s, CJ was a research analyst in the Dividend Forecasting team at IHS Markit, where he provided dividend estimates for financial institutions and corporates in Australia and Singapore. CJ holds a Bachelor of Commerce (Honours) from University of Sydney, majoring in Finance and Economics, and is a CFA Charterholder.

Darius Nass is an Associate Director for Global Equity Indices at S&P Dow Jones Indices (S&P DJI). He is based out of the Singapore office and is responsible for the product management of S&P DJI’s global index suites, including the S&P Global BMI, S&P Global 1200 and S&P Islamic Indices. In his role, Darius leads efforts to develop new benchmarks, promotes existing offerings and regularly publishes market commentary, analytical reports and research.

Prior to joining S&P DJI, Darius was part of the Nasdaq Index R&D team, where he was led product development initiatives for the APAC region.

Darius holds a Master’s degree in Quantitative Finance from Singapore Management University.

Dien Sukmarini is Division Head of Islamic Capital Market (ICM) Policy Development in the Indonesia Financial Services Authority. Dien has been involved in ICM development for more than a decade. Dealing with ICM development from a regulator’s perspective has led her to have experience in conducting research, establishing roadmaps, drafting regulations, building institutional relations as well as delivering seminars and workshops.

Dien led the establishment of the Islamic Capital Market Roadmap 2015-2019 and Islamic Finance Development Roadmap 2017-2019. Additionally, Dien was the lead author of several publications related to ICM such as ‘Sukuk Handbook’ and ‘Directory of Indonesia Islamic Finance’. Dien is enthusiastic about new issues in ICM development. Last year, Dien led research on an Islamic-ESG index and corporate green Sukuk. Currently, Dien is responsible for a project dealing with the product development of social ICM and the establishment of guidance for SMEs to get funding from the ICM.

Dimas is the Director of Investments at Sucor Asset Management, bringing extensive experience in financial analysis and strategic investment management. He began his career as a Financial Analyst before taking on key strategic roles at PT Elnusa Tbk, and has been instrumental in the development and growth of Sucor Asset Management’s investment team since joining in 2017.

He holds a Master of Science in Public Policy from the University of Bristol awarded under the LPDP Scholarship, and a Bachelor’s degree in Economics from Universitas Indonesia. Dimas is known for his strong analytical capabilities and strategic perspective, enabling him to navigate complex market environments and identify forward-looking investment opportunities.

In 2025, he was recognized as the 2nd Most Astute Investor (IDR) by The Asset Benchmark Research, underscoring his standing as a respected investment professional in the industry. Dimas is a licensed Investment Manager Representative, certified by the Financial Services Authority.

Eko Adi Irianto, SE, M. Com currently serves as Deputy Director at the Department of Islamic Economy and Finance, Bank Indonesia. He previously held leadership roles within Bank Indonesia’s regional offices, including Head of the North Maluku Regional Office and Deputy Head of the North Sulawesi Regional Office.

He brings over two decades of experience in Islamic finance and banking supervision. His professional background includes roles as Senior Analyst at the Financial Services Authority (OJK), Analyst at the Department of Islamic Banking, Bank Indonesia, and Assistant Project Manager at the Islamic Financial Services Board (IFSB) in Malaysia.

Eko has been actively involved in both international and domestic initiatives. He represented Bank Indonesia in the IFSB’s PSIFIs Taskforce and contributed to the sub-committee on Guidance Notes on Alpha for Islamic banks’ capital adequacy standards. At the regional level, he has also served as Deputy Chairman of the North Maluku Regional Inflation Control Team and as a member of the North Sulawesi Bankers Community.

He holds a Bachelor of Accounting from Gadjah Mada University, Yogyakarta, and a Master of Banking and Finance from the University of New South Wales, Australia.
With a strong academic foundation and extensive experience across national and international platforms, Eko is widely recognised for his contributions to advancing Islamic finance and strengthening the resilience of Indonesia’s financial system.

Indra Gunawan is an Associate Professor and senior scholar-practitioner operating at the intersection of academia, public policy and financial management innovation. He holds a Doctorate in Management and Business from IPB University, dual Master’s degrees in Law and Economics (LLM/MSc) from Utrecht University and a Master of Computer Science in AI, complemented by undergraduate degrees in Economics and International Relations. His academic journey has been supported by prestigious scholarships including DELTA, DIKTI and PT PLN. Indra has completed executive and leadership programs at Goldman Sachs Investment University, Said Business School (University of Oxford), Cambridge Judge Business School, Utrecht University, Vrije Universiteit Amsterdam and Indonesia’s national leadership program at LEMHANNAS RI. His interdisciplinary expertise across law, economics, finance and technology informs his research and teaching in financial management with specialization in investment management, insurance, pension funds, mutual funds and sustainable digital-impact economics. He is currently based at the Faculty of Economics and Business in the Indonesian International Islamic University, where he advances scholarships in sustainable Islamic finance while supervising postgraduate research and examining doctoral candidates across leading Indonesian universities. Concurrently, he serves as Chief Investment Officer and Member of the Executive Board (2022-2027) of Badan Pengelola Keuangan Haji or the Hajj Financial Management Agency, where he plays a central role in national investment strategy, governance and the development of Indonesia’s Islamic capital markets. Indra’s leadership has been recognized through numerous honours including ESG Warrior 2025, the Green Investment Initiative Award 2024 and the Non-Banking Top Chief Investment Officer Award (Top Brand 2024). His certifications, awards and publications reflect a sustained commitment to bridging theory, policy and practice in sustainable and Shariah compliant finance.

Irwan Abdalloh has been with the Indonesia Stock Exchange since 2000 and has specialized in the development of the Islamic capital market since 2010. He currently serves as Head of the Islamic Capital Market Division at the Indonesia Stock Exchange and is a member of the Fatwa Division of the National Sharia Board of the Indonesian Ulama Council (DSN-MUI).

He also holds leadership roles in key industry organizations, including serving on the central board of the Islamic Economy Society (MES) and the Islamic Economics Expert Association (IAEI), and is an active member of the Sharia Stock Selection Committee.
Abdalloh is widely recognized as a key innovator in Indonesia’s Islamic capital market. He is the originator of several landmark initiatives, including the Shariah Capital Market School—an integrated training program on Islamic stock investment; the Indonesia Shariah Stock Index (ISSI), a composite index of shariah-compliant equities; the Shariah Online Trading System (SOTS), the world’s first shariah-compliant online trading platform for retail investors; as well as initiatives related to tradable sharia stock-based zakat and waqf.

He was the first Indonesian recipient of the Cambridge Islamic Finance Leadership Award (2017) from Cambridge Islamic Finance Leadership Programme, headquartered in London, UK. In addition to his professional roles, he is an active speaker on Indonesia’s Islamic capital market and a postgraduate lecturer at several universities. He is also a regular contributor to Islamic Finance News as Indonesia Country Correspondent since 2018, and the author of three books on the Islamic capital market written in Indonesian.

Kautsar Primadi Nurahmad is the Vice Director, Corporate Secretary at the Indonesia Stock Exchange, bringing over a decade of experience in Indonesia’s capital market. He began his career at Bank Indonesia in 2010 as a Research Assistant and joined the Indonesia Stock Exchange in 2011 as a Research Analyst in the Research and Development Division. Over the years, he has held several strategic roles, including Head of the Statistical Publication Unit and Head of the Product Development Unit, before assuming his current position in 2023.

Kautsar holds a Master of Management in Capital Market and a Bachelor’s degree in Economics, both from Universitas Indonesia. He is also a Certified Risk Professional (CRP) and Certified Financial Planner (CFP®), reflecting his expertise in financial risk management, product development, and corporate communications within the capital market.

Mochamad Imron currently serves as Senior Analyst in the Directorate of Banking, Financial Market and Other Financing Development under the Directorate General of Stability and Financial Sector Development. He is responsible for supporting policy development and analysis within the financial sector.

He previously served as Senior Analyst in Sharia Finance at the Centre for Financial Sector Policy, Fiscal Policy Agency, and earlier as Head of Sub-Division for Sharia Capital Market and Commodity Market Policy as well as Islamic Social Finance . He also spent six years in the Center for International Cooperation, where he worked with international institutions including IFAD, CFC, ADB, and IDB, and supported the Ministry of Finance in various international engagements.

Earlier in his career, he worked at Indonesian Customs, focusing on commodity classification and contributing to the drafting of the Harmonized Commodity Description and Coding System and ASEAN Harmonized Tariff Nomenclature.

He holds a degree from the State College of Accountancy (Ministry of Finance) and a Master’s degree from Waseda University, Japan, specializing in Applied Economics of Information Technology. He is a recipient of the Japanese Grant Aid for Human Resource Development Scholarship and has been awarded the Satyalancana Karya Satya for 10, 20, and 30 years of public service.

Dr Mohamad Zabidi Ahmad has worked in the banking industry for 38 years. He has amassed 19 years of experience in group treasury products and functions (conventional and Islamic) including corporate (deposits, investments, client solutions), interbank, fixed income and derivatives, product development, structuring and marketing. He previously served as the Senior Managing Director and Regional Head of Islamic Treasury, Treasury and Markets in Group Wholesale Banking for CIMB Group. During that time, he was responsible for the development of CIMB Group’s regional Islamic treasury franchises, managing over RM100 billion (US$23.88 billion) of Islamic assets for CIMB Group Islamic Banking. His country-focused treasury remits included Singapore, Indonesia, Brunei and Thailand and for five years, he was based in London as a Chief Dealer. His innovations included the introduction of CIMB’s Islamic repo contract.

Dr Mohamad Zabidi has held various additional executive management positions within the CIMB Group, including the Chairman of the Investment Account Oversight Committee and a Member of the Group Islamic Management Committee, the Treasury and Market Committee and the Group Islamic Wholesale Banking Committee. He has been widely recognized for his leadership, with CIMB announced as ‘Best Islamic Bank for Treasury Management’ at the IFN Awards in 2019. He previously participated in the Bursa Malaysia/Bank Negara Malaysia Working Group resulting in the formation of the Bursa Suq Al-Sila’ Commodity House and the Working Group resulting in the establishment of the International Islamic Liquidity Management Corporation.

Dr Mohamad Zabidi served as Proactive Chairman of AIBIM Treasury & Markets, leading the CMTC Sukuk Index Task Force in the successful launch of the Sovereign & Corporate Bloomberg-AIBIM-Bursa Sukuk Index in September 2012. In 2018, under his leadership, AIBIM also published the practice notes for Qard Hasan and commodity Murabahah for adoption by AIBIM members. He has presented papers on Islamic treasury products to various central banks including the Hong Kong Monetary Authority, Bank Indonesia and Bank Negara Malaysia.

Among his academic and professional achievements, Dr Mohamad Zabidi holds a doctorate in Business Administration from Othman Yeop Abdullah Graduate School of Business, Universiti Utara Malaysia and has a Bachelor’s in Accounting with Honors from Universiti Teknologi MARA.

A qualified Chartered Accountant, Dr Mohamad Zabidi is a practicing member of the Malaysian Institute of Accountants, a Certified Senior Financial Market Practitioner by ACI-Financial Market of Malaysia and the Asian Institute of Chartered Bankers and holds an Associate Qualification in Islamic Finance from the Islamic Banking & Finance Institute Malaysia and that of Senior Associate from the Chartered Institute of Islamic Finance.

Mufti Faraz Adam is a leading Shariah advisor specialising in Islamic finance, fintech, and digital assets, with a particular focus on the application of Shariah principles to emerging financial technologies. He is widely recognised for his ability to bridge classical Islamic jurisprudence with modern financial innovation, supporting institutions, regulators, and market participants in navigating complex Shariah issues. Since 2022, he has served as Shariah Advisor – Digital Assets, Tokenisation & Web3 at Fasset, where he provides strategic guidance on the development and governance of Shariah-compliant digital asset solutions and tokenised financial structures. His work includes advising on product design, regulatory positioning, and the operationalisation of compliant Web3 and stablecoin-related use cases within a rapidly evolving digital asset landscape. Mufti Faraz is the Founder of Amanah Advisors, a specialist Shariah advisory firm, and serves as Shariah adviser to a number of international financial institutions and fintech platforms, particularly in the area of Shariah-compliant digital assets and tokenised structures. He has been closely involved in advising on the permissibility, governance, and implementation of digital asset products, including stablecoin-related applications. Academically trained in both traditional Islamic scholarship and modern finance, Mufti Faraz holds advanced qualifications in Islamic jurisprudence and has completed postgraduate studies in Islamic finance. He is a regular speaker at international conferences and training programmes, engaging with bankers, Shariah committees, regulators, and policymakers across multiple jurisdictions.

Dr Nabil Hani Qaddumi is a distinguished businessman with extensive experience in the energy sector across the Arabian Gulf, alongside a strong background in project management. He currently serves as Chairman of the Board of Directors of Taawon, having previously held the position of Chairman of the Board of Trustees over three terms.

In addition, Dr Qaddumi is the Chairman of the Board of Trustees of the Arab Fund for Arts and Culture (AFAC). From 2008 to 2019, he served as the Governor of Palestine on the Board of Governors of the Arab Fund for Economic and Social Development. In 2000, he founded the Hani Qaddumi Scholarship Foundation (HQSF), which has since supported and graduated more than 2,000 students.

Nick Edmondes has been the resident managing partner of Trowers’s Kuala Lumpur office since 2015 when the firm became the first foreign law firm to be granted a qualified foreign law firm license in Malaysia. Nick’s 36 years of experience includes major infrastructure project development and finance, privatization, corporate structuring, restructuring and cross-border investment, particularly in real estate.

Nick has worked in London and Trowers’s overseas offices, and in the 1990s, Nick established the firm’s Islamic Finance Group, which has grown to be recognized as a First Tier practice in the Legal 500 directory of law firms. He remains a key client partner for a number of international Islamic financial institutions.

Nick has been recognized as a ‘Notable Practitioner in Islamic Finance’ in the Chambers & Partners Legal Directory 2014, and as a ‘Legal Expert in the field of Project Energy and Natural Resources (including PFI)’ in the Legal Business: Legal Experts directory 2010. Nick has written many articles and has spoken regularly on a variety of topics in the UK, Malaysia, Singapore and Brunei, among many other countries, on diverse subjects from inward investment to the UK to private sector financing for the public sector and Islamic finance.

Rafiza Ghazali is the Managing Director, Consumer Banking at Fasset, where she leads the development and growth of consumer-focused digital financial solutions, driving innovation at the intersection of digital banking, fintech, and inclusive financial ecosystems. Prior to joining Fasset, Rafiza served as Chief Executive Officer of KAF Digital Bank, the Islamic digital bank entity of the consortium led by KAF Investment Bank, a role she held until January 2026. During her tenure, she spearheaded the establishment and strategic positioning of the digital bank, advancing its open-banking platform-based ecosystem designed to deliver accessible, technology-driven financial services to customers and partners. Earlier, Rafiza was Group CEO of Cradle Fund, where she worked closely with the Ministry of Science, Technology and Innovation and the Ministry of Finance to support and develop Malaysian start-ups and technology entrepreneurs. Her leadership experience across innovation policy, venture development, and the digital economy has positioned her as a key figure in advancing Malaysia’s fintech and digital finance landscape. Rafiza holds a Bachelor of Science (Economics) in Accounting and Finance from The London School of Economics and Political Science, and a Graduate Diploma in Applied Finance and Investment (Corporate Finance) from the Securities Institute of Australia. She is a Fellow of Chartered Accountants Australia & New Zealand and also completed a postgraduate diploma in Strategy and Innovation at Saïd Business School, University of Oxford.

Rahman Hakim, with over 15 years of experience in the financial services and regulatory sector, Rahman has built a strong track record across banking supervision, risk management, compliance, trade finance, and international banking. He currently serves as Deputy Director at the Otoritas Jasa Keuangan (OJK), within the Islamic Banking Directorate, where he plays a key role in advancing Sharia banking development and regulation. In this capacity, he coordinates the Sharia Financial Development Committee (KPKS) and leads initiatives related to Sharia finance data and information management. Prior to this, he served as Assistant Director and Staff to the Chief Executive of Banking Supervision at OJK, supporting high-level strategic oversight of the banking sector through policy analysis and advisory. His earlier roles in banking supervision saw him leading multiple supervisory divisions, overseeing a broad spectrum of financial institutions including state-owned, private, foreign, and digital banks. He has extensive experience in conducting risk-based supervision, on-site examinations, and providing strategic recommendations to ensure financial system stability and regulatory compliance. Before joining OJK, he spent six years at PT Bank Mandiri (Persero) Tbk, where he managed relationships with international financial institutions, developed cross-border banking business, and structured credit facilities. In addition to his professional career, he has contributed to academia as an associate faculty member at Bina Nusantara University, lecturing on business and economics-related subjects. His diverse experience reflects a strong blend of regulatory expertise, industry knowledge, and academic insight.

Dr. Tareq Emtairah is an international development specialist with over 25 years of experience in energy, climate policy, and economic transformation. He previously served as Director of the Energy and Climate Program at the United Nations Industrial Development Organization (UNIDO), as well as Executive Director of the Regional Center for Renewable Energy and Energy Efficiency (RCREEE), where he worked closely with governments across the Arab region, including Palestine.Currently serving as Director General of Taawon (Welfare Association), one of Palestine’s leading humanitarian and development NGOs, Dr. Emtairah oversees large-scale relief and development initiatives with a particular focus on Gaza. He leads the NOOR Orphan Care Program, which supports more than 20,000 war-orphaned children through education, healthcare, and psychosocial services, while also mobilizing international partnerships aimed at strengthening resilience and rebuilding hope for Gaza’s future. Dr. Emtairah holds a PhD in Industrial Environmental Economics from Lund University.

Affandi is a seasoned Islamic finance expert with over a decade of experience, holding professional qualifications from the Chartered Institute of Islamic Finance Professionals. He has provided extensive financial consultancy in Indonesia, advising on Islamic banking, capital markets, financial instruments, derivatives, and other Shariah matters. A prolific author, he has been published in high-impact journals and books, frequently presenting at international conferences and serving on editorial boards. Previously, he was a researcher at ISRA Malaysia, a Visiting Scholar at Universiti Utara Malaysia, and Deputy Chairman at Tazkia University College. He also served as Assistant Vice President at Namirah Capital Pte Ltd, Singapore, before joining ZiSha Indonesia.

Amer Bukvic is a distinguished leader in Islamic banking, finance and sustainable development, with extensive experience driving financial innovation and ethical investment strategies. As a visionary in Shariah compliant banking, he has played a pivotal role in shaping the global Islamic financial landscape, fostering economic growth through responsible finance. With a strong academic foundation, including advanced studies in business administration and finance, Amer has led strategic initiatives that have transformed institutions, promoting inclusive financial systems and digital transformation in banking. His leadership has been instrumental in positioning Islamic banking as a competitive, ethical alternative in the global financial market. Throughout his career, Amer has spearheaded multiple high-impact projects, facilitated cross-border investments and forged international partnerships that have strengthened economic ties between key financial hubs. His expertise spans corporate governance, risk management and fintech integration within Islamic finance, ensuring sustainable and resilient financial structures. A sought-after speaker and thought leader, Amer actively contributes to policy discussions, research publications and global forums on Islamic finance and economic sustainability. His dedication to fostering financial inclusion and ethical banking practices has earned him recognition as a key influencer in the industry. Currently, Amer is focused on leveraging technology to enhance the accessibility and efficiency of Islamic banking, aligning financial services with the principles of sustainability and social responsibility. His commitment to ethical finance continues to inspire the next generation of financial professionals and policymakers worldwide.

Banjaran Surya Indrastomo is a prominent Indonesian academic and economist specialising in Islamic economics and finance. He currently serves as the Chief Economist at PT Bank Syariah Indonesia Tbk, the country’s largest Islamic bank, where he leads strategic research and policy development initiatives. In academia, Banjaran is a lecturer and senior researcher in the Islamic Economics program at the Faculty of Economics and Business, University of Indonesia. With a strong academic foundation, including a Ph.D. in Islamic Economics and Finance and M.A. in Islamic Finance from Durham University, Banjaran possesses in-depth knowledge of various issues in Islamic economics and finance. Beyond academia and banking sector, Banjaran has contributed to policy development as a Vice Chairman the Indonesia Islamic Economy Board, a division of the Indonesian Chamber of Commerce and Industry (KADIN). His multifaceted roles in academia, banking, and policy advisory position him as a key figure in shaping the future of Islamic economy and finance in Indonesia, and made him in the list of Fortune Indonesia 40 Under 40 for the year of 2025.

Darius Nass is an Associate Director for Global Equity Indices at S&P Dow Jones Indices (S&P DJI). He is based out of the Singapore office and is responsible for the product management of S&P DJI’s global index suites, including the S&P Global BMI, S&P Global 1200 and S&P Islamic Indices. In his role, Darius leads efforts to develop new benchmarks, promotes existing offerings and regularly publishes market commentary, analytical reports and research.

Prior to joining S&P DJI, Darius was part of the Nasdaq Index R&D team, where he was led product development initiatives for the APAC region.

Darius holds a Master’s degree in Quantitative Finance from Singapore Management University.

Dr Fadlul Imansyah has been the CEO of the Indonesian Hajj Fund Management Agency (known as BPKH) since 2022. He holds a Master’s and Bachelor’s degrees in Management from the University of Indonesia. He is also currently pursuing a PhD in Public Health. Dr Fadlul has been a Certified Islamic Financial Professional from INCEIF Malaysia since 2016 and has a remarkable career spanning over 24 years in the financial industry in both private and governmental sectors. He started his career in the financial industry in 1999 and later served as a Deputy Director of Treasury and Investment at the Government Social Security Agency in Healthcare from 2017 to 2019 continuing his career as the Director of Shariah and Fixed Income at Principal Asset Management Indonesia from 2019 to 2022. He also served as Chief Investment Officer at Avrist Asset Management in 2022 and is a Lecturer at the Faculty of Economics, University of Indonesia until present.

Farouk Abdullah Alwyni is both an Islamic finance practitioner and a lecturer. He spent most of his Islamic finance career in the Jeddah-based IsDB headquarters handling IsDB trade finance operations in many Asian and CIS countries (1998–2007). Prior to running Alwyni International Consulting in 2012, Farouk was a member of the executive management of Al-Ijarah Indonesia Finance (a multi-finance company owned jointly by Bank Muamalat Indonesia (BMI) and Gulf-based Islamic financial institutions) and BMI. He was also one of the country correspondents for Kuala Lumpur based-Islamic Finance news (2012–17), and continues to contribute articles to IFN until now.

Farouk has been on London-based Chartered Institute for Securities and Investment’s Authorized Training Partner list since 2012 and Chartered Institute of Management Accountants (also London-based)’s Islamic Finance Associate list since 2018. He has also been on the 2016, 2017 and 2018 lists of ISLAMICA 500 — a collection of individuals considered influential in the development of the Islamic economy. Farouk speaks and writes about finance, economics and development in a variety of events and publications. He also now serves in the advisory board of the Central Board of Indonesian Association of Islamic Economists. Starting in June 2022, he has been assigned as the vice-rector of Jakarta-based, health-focused Binawan University.

Dr Hurriyah El Islamy is the CEO and founder of the company HGC Firm. She previously served as an Executive Board Member of Badan Pengelola Keuangan Haji, an independent sovereign agency empowered by law to manage the Indonesian Hajj pilgrim funds. She was named as one of the most active Islamic finance activists by Bank Indonesia and has global experience in Islamic finance, having served as the director for CIMB Group, responsible for all its Islamic businesses.

After serving Kuwait Finance House Bahrain as the Head of its Compliance and Anti-Money Laundering Department and as its legal counsel, Dr Hurriyah assumed the role as the Director of Capinnova Investment Bank, an Islamic investment arm of the Bank of Bahrain and Kuwait.

Dr Hurriyah remains active in the Islamic finance industry; she is the Islamic finance adviser to the Astana International Finance Centre, a board member and strategic adviser to Islamic Fintech Alliance and is also listed as an International Monetary Fund expert in Islamic finance and capital markets. She has a Bachelor of Laws (Hons) degree, a Master’s degree in Corporate Law and a PhD.

Irwan Abdalloh has been with the Indonesia Stock Exchange since 2000 and has specialized in the development of the Islamic capital market since 2010. He currently serves as Head of the Islamic Capital Market Division at the Indonesia Stock Exchange and is a member of the Fatwa Division of the National Sharia Board of the Indonesian Ulama Council (DSN-MUI).

He also holds leadership roles in key industry organizations, including serving on the central board of the Islamic Economy Society (MES) and the Islamic Economics Expert Association (IAEI), and is an active member of the Sharia Stock Selection Committee.
Abdalloh is widely recognized as a key innovator in Indonesia’s Islamic capital market. He is the originator of several landmark initiatives, including the Shariah Capital Market School—an integrated training program on Islamic stock investment; the Indonesia Shariah Stock Index (ISSI), a composite index of shariah-compliant equities; the Shariah Online Trading System (SOTS), the world’s first shariah-compliant online trading platform for retail investors; as well as initiatives related to tradable sharia stock-based zakat and waqf.

He was the first Indonesian recipient of the Cambridge Islamic Finance Leadership Award (2017) from Cambridge Islamic Finance Leadership Programme, headquartered in London, UK. In addition to his professional roles, he is an active speaker on Indonesia’s Islamic capital market and a postgraduate lecturer at several universities. He is also a regular contributor to Islamic Finance News as Indonesia Country Correspondent since 2018, and the author of three books on the Islamic capital market written in Indonesian.

Murniati Mukhlisin is the Founder and CEO of Sakinah Finance, and a professor at Tazkia University in Bogor, Indonesia, where she formerly served as Rector. With deep expertise in Islamic accounting, she holds degrees from International Islamic University Malaysia (Bachelor), University of Indonesia (Master), University of Glasgow, UK (PhD), and a second PhD in Al-Qur’an and Tafseer from PTIQ University, Indonesia. Her professional journey includes diverse roles in banking, IT, and consultancy, with experience at institutions such as Unibank Jakarta, Ernst & Young Kuala Lumpur, ANSI Sdn. Bhd and LPPM Tazkia. She has also been affiliated with the University of Glasgow and served as a lecturer and researcher at the University of Essex in the UK. Through Sakinah Finance, she has championed Islamic financial literacy worldwide, delivering talk shows, training, and consultancy across more than 22 countries, reaching close to 100,000 individuals, including over 8,000 people with disabilities, and collaborating with numerous institutions. Her mission is to integrate shariah principles into everyday financial practices, making Islamic finance and economics more accessible, inclusive, and family-friendly around the world.

Rafiza Ghazali is the Managing Director, Consumer Banking at Fasset, where she leads the development and growth of consumer-focused digital financial solutions, driving innovation at the intersection of digital banking, fintech, and inclusive financial ecosystems. Prior to joining Fasset, Rafiza served as Chief Executive Officer of KAF Digital Bank, the Islamic digital bank entity of the consortium led by KAF Investment Bank, a role she held until January 2026. During her tenure, she spearheaded the establishment and strategic positioning of the digital bank, advancing its open-banking platform-based ecosystem designed to deliver accessible, technology-driven financial services to customers and partners. Earlier, Rafiza was Group CEO of Cradle Fund, where she worked closely with the Ministry of Science, Technology and Innovation and the Ministry of Finance to support and develop Malaysian start-ups and technology entrepreneurs. Her leadership experience across innovation policy, venture development, and the digital economy has positioned her as a key figure in advancing Malaysia’s fintech and digital finance landscape. Rafiza holds a Bachelor of Science (Economics) in Accounting and Finance from The London School of Economics and Political Science, and a Graduate Diploma in Applied Finance and Investment (Corporate Finance) from the Securities Institute of Australia. She is a Fellow of Chartered Accountants Australia & New Zealand and also completed a postgraduate diploma in Strategy and Innovation at Saïd Business School, University of Oxford.