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REDmoney Training

Capital Management and ICAAP for Financial Institutions

SIDC CPE-approved: 10 CPE Points

Date: 9th December 2025
Venue: DoubleTree by Hilton Kuala Lumpur

Classroom Training

COURSE INTRODUCTION

Equity capital is the most precious financial resource that banks have. Sufficient equity capital ensures that banks achieve their target credit ratings, which helps to lower funding costs, and enables them to absorb unexpected losses to continue as a going concern, which is essential to borrowing money from creditors to leverage the balance sheet.

However, many banks routinely mismanage capital. For example, in 2024, the Australian regulator required ANZ bank to raise an additional A$250 million due to weak risk governance and lapses in the bank’s bond trading activities. Even the world’s oldest bank, Banca Monte dei Paschi di Siena in Italy, had to be recapitalized in 2017 due to poor capital management and risky financial strategies.

This highly interactive 1-day course provides essential learnings to enable banking practitioners to effectively manage equity capital whilst complying with regulatory requirements under Basel IV on a static basis, i.e., to meet a minimum capital adequacy ratio, as well as on a forward-looking basis via the effective development and application of an ICAAP (Internal Capital Adequacy Assessment Process). Importantly, given the substantial resources that go into developing an ICAAP, the course also explores how to get the most from it, including how to use it to price financial instruments, and how to efficiently allocate equity capital. The course assumes no prior knowledge of Basel regulations.

  • Key Highlights and Takeaways:
    • Gain a thorough understanding of compliance with minimum capital adequacy requirements under Basel IV rules
    • Learn how to develop an effective ICAAP and achieve its internal adoption
    • Appreciate how the ICAAP supports a broad array of applications, such as product pricing

Fee

Fee per participant: RM3,000/US$800

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

In-house/group training

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
Learn More

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Send me Details

For enquiries please contact:

Normariya Sariman
Account Manager, REDmoney Seminars
[email protected]
Direct Line: +603 2162 7800 ext 44

Ramesh Kalimuthu
Events Sales Director
[email protected]
Direct Line: +603 2162 7800 ext 65
Fax: +603 2162 7810

For sponsorship & speaking opportunities:

Andrew Tebbutt

Managing Director
[email protected]
Direct Line: +603 2162 7802

For marketing and media enquiries

Govina Selvanthran

Marketing Manager
[email protected]
Direct Line: +603 2162 7800 ext 22

REDmoney Training

Capital Management and ICAAP for Financial Institutions

SIDC CPE-approved: 10 CPE Points

Date: 9th December 2025
Venue: DoubleTree by Hilton Kuala Lumpur

Classroom Training

Send me Details

COURSE INTRODUCTION

Equity capital is the most precious financial resource that banks have. Sufficient equity capital ensures that banks achieve their target credit ratings, which helps to lower funding costs, and enables them to absorb unexpected losses to continue as a going concern, which is essential to borrowing money from creditors to leverage the balance sheet.

However, many banks routinely mismanage capital. For example, in 2024, the Australian regulator required ANZ bank to raise an additional A$250 million due to weak risk governance and lapses in the bank’s bond trading activities. Even the world’s oldest bank, Banca Monte dei Paschi di Siena in Italy, had to be recapitalized in 2017 due to poor capital management and risky financial strategies.

This highly interactive 1-day course provides essential learnings to enable banking practitioners to effectively manage equity capital whilst complying with regulatory requirements under Basel IV on a static basis, i.e., to meet a minimum capital adequacy ratio, as well as on a forward-looking basis via the effective development and application of an ICAAP (Internal Capital Adequacy Assessment Process). Importantly, given the substantial resources that go into developing an ICAAP, the course also explores how to get the most from it, including how to use it to price financial instruments, and how to efficiently allocate equity capital. The course assumes no prior knowledge of Basel regulations.

  • Key Highlights and Takeaways:
    • Gain a thorough understanding of compliance with minimum capital adequacy requirements under Basel IV rules
    • Learn how to develop an effective ICAAP and achieve its internal adoption
    • Appreciate how the ICAAP supports a broad array of applications, such as product pricing

Fee

Fee per participant: RM3,000/US$800

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

In-house/group training

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
Learn More

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AGENDA

Basel IV Capital and Leverage
  • Minimum capital requirements
  • How do capital tiers economically differ and why has tier-3 been abolished?
  • Contingent convertibles and what they mean for capital planning
  • Essential Pillar 2 risks:
    • Interest rate risk in the banking book
    • Concentration risk
  • Capital conservation buffer
  • Countercyclical capital buffer
  • Leverage ratio
  • Additional capital requirements for Islamic banks
ICAAP
  • The purpose of ICAAP
  • What goes into an ICAAP?
  • Relationship between ICAAP, ILAAP, and stress-testing
  • Current and future capital requirements
  • Challenges to ICAAP adoption
  • The differences between regulatory and economic capital
  • How to use the ICAAP effectively
    • Pricing financial instruments
    • Setting the level of future business
    • Credit rating exercise
    • Capital allocation
  • How ICAAP differs between conventional and Islamic banks
  • The role of output floors in capital planning

EXPERT COURSE DIRECTOR


Dr Ken Baldwin 
Former MENA Regional Head of Quantitative Analysis, Citigroup

Dr. Ken Baldwin has worked as a practitioner in banking and finance for over 25 years in senior positions spanning the front and middle offices. Having graduated from Oxford University with a first-class honors degree in Physics in 1989, he qualified as a Chartered Accountant with PWC, before joining UBS, and then later Credit Suisse, in derivatives risk and control functions based in London.

He gained a PhD in microeconomics, and worked in the GCC for 15 years in retail and investment banks. Whilst at Abu Dhabi Islamic Bank, Dr. Ken built an ALM analytic technology platform capable of capturing liquidity and interest rate risks inherent in the many varied financing products used at retail and corporate levels. He then moved to take up the position of MENA Regional Head of Quantitative Analysis for Citigroup. At Citicorp, Dr. Ken worked on structuring complex derivatives products used by Gulf-regional corporations to hedge FX and interest rate risks. Still residing in Bahrain, Dr. Ken then joined Investcorp, where he worked on the risk due diligence of corporate private equity and real estate private equity transactions and portfolio management. After leaving Investcorp, he set up the risk management department for venture capital bank, providing Basel III compliance and deal analysis for the bank. He then operationalized a new Islamic investment bank as its Chief Operating Officer for 3 years, before his most recent industry role at the Islamic Development Bank, where he set up and ran a new department tasked with developing financial policies and risk-based pricing of the bank’s Islamic financing products. Dr. Ken is currently an Assistant Professor of Finance in the UK. He has published quantitative finance articles in peer-reviewed academic journals including the Journal of International Financial Markets Institutions and Money, and the Journal of Risk, and during his earlier career, taught CFA and FRM professional certifications as a pastime for the Bahrain Institute of Banking and Finance.

Who Should Attend?

  • This course has been specifically designed for the benefit of:
    • Chief executive officers
    • Chief risk officers
    • Chief financial officers
    • Financial risk managers and analysts
    • Treasury analysts and market risk managers
    • Credit risk managers and analysts
    • Credit managers
    • Credit administrators
    • Corporate bankers
    • Retail bankers
    • Internal auditors
    • Compliance officers
    • Supervisors, regulators and risk standard setters

For enquiries please contact:

Normariya Sariman
Account Manager, REDmoney Seminars
[email protected]
Direct Line: +603 2162 7800 ext 44

Ramesh Kalimuthu
Events Sales Director
[email protected]
Direct Line: +603 2162 7800 ext 65
Fax: +603 2162 7810

For sponsorship & speaking opportunities:

Andrew Tebbutt

Managing Director
[email protected]
Direct Line: +603 2162 7802

For marketing and media enquiries

Govina Selvanthran

Marketing Manager
[email protected]
Direct Line: +603 2162 7800 ext 22

About Us

REDmoney Events designs, organizes and hosts industry-leading conferences, forums, roadshows and seminars focusing on the Islamic financial markets across a global, regional and national level.

+603 2162 7800
[email protected]

Our Publications

  • Islamic Finance news
  • IFN Investor
  • IFN Sustainable
  • IFN Fintech

Recent Tweets

Islamic Finance News @ifn_news ·
22 Jun

Labeled Sukuk issuances gain traction as market participants eye expansion, IFN learns

@isdb_group

Read full dail cover story here: https://www.islamicfinancenews.com/labeled-sukuk-issuances-gain-traction-as-market-participants-eye-expansion-ifn-learns.html

Islamic Finance News @ifn_news ·
19 Jun

Uganda structures debut Sukuk to keep debt figures clean

@mofpedU

Read full daily cover story here: https://www.islamicfinancenews.com/uganda-structures-debut-sukuk-to-keep-debt-figures-clean.html

You can also listen via #IFNOnAir: https://open.spotify.com/episode/3W7kA7Z40ACtTxXeYF6hXG?si=NRlJOGQ9RDKhyPrt-IAvxw

Islamic Finance News @ifn_news ·
16 Jun

New syndicated financing standards aim to streamline Islamic transactions

Read full daily cover story here: https://www.islamicfinancenews.com/new-syndicated-financing-standards-aim-to-streamline-islamic-transactions.html

Islamic Finance News @ifn_news ·
16 Jun

Congratulations to the winners of IFN Qatar Deal of the Year 2025!

Check out the full cover story at: https://lnkd.in/gCiHqe7H

#IFNDealsoftheYear2025 #IFNDOTY2025 #IFNAwards

LATEST POSTS

Kenya has circled back to Islamic finance, with Tr Kenya has circled back to Islamic finance, with Treasury Cabinet Secretary John Mbadi Ng’ongo revealing that the government is considering the introduction of Sukuk as part of efforts to diversify funding sources and tap into liquidity from global Shariah compliant capital markets.

In his presentation of the 2026/27 Budget to the National Assembly on the 11th June 2026, John said the government is evaluating the use of Sukuk instruments. “These Shariah compliant securities, which are structured on asset-backed or asset-based principles, will enable the government to access liquidity from Islamic finance markets.”

To read full article: https://www.islamicfinancenews.com/kenya-renews-interest-in-sukuk-and-islamic-finance-to-widen-funding-sources.html

#Sukuk #IslamicFinance #ShariahFinance #SovereignSukuk #CapitalMarkets #KenyaBudget2026 #JohnMbadi #TreasuryKenya #IslamicBanking #EthicalInvesting #InfrastructureFinance #AffordableHousing #NairobiSecuritiesExchange #PublicFinance #InvestmentOpportunities #FinancialInclusion #AssetBackedFinance #EconomicGrowth #AfricaFinance #EmergingMarkets #Budget2026 #ShariahCompliant #FundingDiversification #IslamicCapitalMarkets #Kenya
The State Bank of Pakistan (SBP) has eased require The State Bank of Pakistan (SBP) has eased requirements for Islamic banking windows (IBWs), allowing conventional banks and microfinance banks (MFBs) to establish Islamic windows within branches that are undergoing conversion to Shariah compliant banking without prior regulatory approval.

The move updates instructions previously issued under Circular No 02 of 2020 and comes as Pakistan continues to transition its banking system toward full Shariah compliance in line with the Federal Shariat Court’s 2027 deadline.

To read full article: https://www.islamicfinancenews.com/pakistan-eases-islamic-banking-window-rules-to-accelerate-branch-conversions.html

#SBP #StateBankOfPakistan #IslamicBanking #IslamicFinance #ShariahCompliance #BankingReforms #PakistanBanking #IslamicBankingWindows #Microfinance #ConventionalBanks #FinancialInclusion #BankingSector #ShariahBanking #FinanceNews #PakistanEconomy #BankingTransformation #IslamicFinanceIndustry #FinancialServices #RegulatoryUpdates #EconomicDevelopment #PakistanFinance #BranchConversion #BankingPolicy #IslamicEconomy #FinancialGrowth #Pakistan
Join our expert panel, including Tariq Al Rifai, A Join our expert panel, including Tariq Al Rifai, Ahmad Quqa, Aijaz Hussain, Elias Scheker Da Silva, Dr Mohamad Sawwaf and Saad Malik as they explore Building Islamic Wealth in North America: Products, Access & the Next Opportunity

FREE registrations now open:
https://redmoneyevents.com/event/ifninvestoramericas2026/

#IFNInvestorAmericaForum2026 #REDmoneyEvents #REDMoney #IFN #Finance #NewYork
Join our expert panel, including Ishmam Ahmed, Fah Join our expert panel, including Ishmam Ahmed, Fahad Siddiqui, Lawrence Oliver, Michal Selbka and Souhayl Maronesy as they explore Tech-Powered Shariah Investing: Platforms, Tokens & Beyond.

FREE registrations now open:
https://redmoneyevents.com/event/ifninvestoramericas2026/

#IFNInvestorAmericaForum2026 #REDmoneyEvents #REDMoney #IFN #Finance #NewYork
Join our expert panel, including Mushfique Shams B Join our expert panel, including Mushfique Shams Billah, Aamir Rehman, Dr Amjad Hammad, Charles Stackhouse, Shakeel Adli and Thomas Polson as they explore Where Next? Shariah Investment Opportunities Beyond Public Markets.

FREE registrations now open:
https://redmoneyevents.com/event/ifninvestoramericas2026/

#IFNInvestorAmericaForum2026 #REDmoneyEvents #REDMoney #IFN #Finance #NewYork
Join our expert panel, including Dr Ehab Elsonbaty Join our expert panel, including Dr Ehab Elsonbaty, Junaid Wahedna, Kamal Solaiman, Professor M Kabir Hassan, Monem Salam and Zeshan Gondal as they explore Strategically Positioning Shariah Investing in America for a New Era.

FREE registrations now open:
https://redmoneyevents.com/event/ifninvestoramericas2026/

#IFNInvestorAmericaForum2026 #REDmoneyEvents #REDMoney #IFN #Finance #NewYork
  • Home
  • Past Events
  • Past Trainings
  • How We Do It
  • Accommodation
  • Contact us
  • About Us