Balance Sheet Management & Optimisation For Financial Institutions

Balance Sheet Management & Optimisation for Financial Institutions

Date: 15^th & 16^th July 2025
Venue: DoubleTree by Hilton Kuala Lumpur<

Classroom Training

COURSE BACKGROUND

Balance sheet optimization and asset and liability management are crucial aspects of financial management for banks and other financial institutions. BSM refers to the strategic management of assets and liabilities to ensure a financial institution’s financial health and stability. Overall, effective balance sheet management is crucial for organisations to maintain financial stability, optimise profitability, manage risks, and ensure long-term sustainability in an ever-changing economic environment. It provides a strategic framework for aligning assets and liabilities to meet a financial institution’s objectives and obligations while minimising risk and maximising profitability.

COURSE OUTLINE

This two-day, physical training program covers the key concepts and practical skills necessary to effectively manage the balance sheet of a financial institution. For each section there will be foundation skills, relevant global/local regulatory linkages and best practices, enabling participants without core subject knowledge, as well as advanced practitioners, to jointly attend.

During the course delegates will use the Augury Insights proprietary ‘Run the Bank’ simulation tool to illustrate the impact of different actions on regulatory ratios and performance. Participants will also have an opportunity for hands-on use of this tool. Uniquely, participants will be authorised to continue to use the proprietary simulation tool for up to two weeks after the program. Ongoing advisory support will also be provided to assist in developing BSM skills as a source of competitive advantage.

Key Components of the Course Curriculum:
- Unpacking balance sheet risk management
- De-mystifying funds transfer pricing
- Understanding the ALCO pack
- De-stressing over stress tests, ICAAP & ILAAP
- Fundamental to advanced knowledge and skills
- Practical and recent examples and case studies, APAC regional perspectives.

Fee

Fee per participant: RM5,900/$1,450

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

In-house/group training

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
Learn More

For enquiries please contact:

Normariya Sariman
Account Manager, REDmoney Seminars
[email protected]
Direct Line: +603 2162 7800 ext 44

Ramesh Kalimuthu
Events Sales Director
[email protected]
Direct Line: +603 2162 7800 ext 65
Fax: +603 2162 7810

For sponsorship & speaking opportunities:

Andrew Tebbutt
Managing Director
[email protected]
Direct Line: +603 2162 7802

For marketing and media enquiries

Govina Selvanthran
Marketing Manager
[email protected]
Direct Line: +603 2162 7800 ext 22

Balance Sheet Management & Optimisation for Financial Institutions

Date: 15^th & 16^th July 2025
Venue: DoubleTree by Hilton Kuala Lumpur

Classroom Training

COURSE BACKGROUND

COURSE OUTLINE

Key Components of the Course Curriculum:
- Unpacking balance sheet risk management
- De-mystifying funds transfer pricing
- Understanding the ALCO pack
- De-stressing over stress tests, ICAAP & ILAAP
- Fundamental to advanced knowledge and skills
- Practical and recent examples and case studies, APAC regional perspectives.

Fee

Fee per participant: RM5,900/$1,450

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

In-house/group training

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
Learn More

Day One (9.00am to 5.00pm)

09:00 Quiz - Balance Sheet Management: ‘BSM 101’

Key acronyms explained

09:15 Asset and Liability Management Organisation & Effectiveness

Role of asset and liability management
Crises that shaped modern ALM
Improving ALM and ALCO effectiveness

09:45 Balance Sheet Optimisation

Balance sheet budgeting and planning
Balance sheet mix
Resource allocation

10:30 Break

10:45 Capital Management

Role, structure and regulations
Determining the right amount of capital
Capital optimisation by the business

11:30 Case Study

Improving returns

12:30 Lunch

13:30 Liquidity Management

A review and reminder of liquidity management
Liquidity optimisation
Managing extreme liquidity stress

15:00 Break

15:15 Case Studies:

How can we define and grow core loans?
How can we define and improve deposit quality?

17:00 End of Day 1

Day Two (9.00am to 5.00pm)

09:00 Quiz: ‘Know Your Banks’

Key BSM ratios and trends

09:15 Interest Rate Risk

A review and reminder of the key tenets of Interest rate risk
Interest rate metrics and profiling
Managing Interest rate risk in the banking book (IRRBB) in practice

10:30 Break

10:45 Funds Transfer Pricing

What is FTP?
- Fundamental concepts and applications
FTP framework construction
Pricing, profitability and incentives

11:45 Case Study

Balance sheet management and simulation

12:30 Lunch

13:30 Balance Sheet Management - quality, not quantity

Challenges and responses: use of simulation tool for optimal planning

14:30 Introduction to the Asset and Liability Committee (ALCO) Role Play

15:00 Break

15:15 Asset Liability Committee (ALCO) Role Play

Conduct, role and responsibilities of the ALCO
Present decisions and rationale
Scoring

17:00 End of Day 2

EXPERT COURSE DIRECTOR

Nick Wood
Founder and CEO, FinTorque Pte Ltd

Nick Wood is the co-founder and director of Augury Insights a Singapore fintech company specialising in financial training, edtech and balance sheet modelling. He is also founder and CEO of FinTorque Pte Ltd, a financial services consulting company. Nick has extensive experience in training business groups on asset and liability management and balance sheet optimisation, and is a regular speaker at industry events on treasury topics. Nick was a Financial Sector Consultant for the International Monetary Fund (IMF), where he provided specialist advice on impact of regulatory reforms on banks and financial stability in Asia and the emerging markets and contributed towards the IMF Global Financial Markets Stability Report. He has been a bank treasury expert for 38 years, of which more than 27 years were spent in Asia, where he built highly profitable trading floors, conducted legal entity business reviews and guided strategy execution. He has first-hand balance sheet management experience during market crises and idiosyncratic stress across large banking groups. His practitioner roles included Global Head of Business Treasury, Global Head of Funds Transfer Pricing Policy, Treasurer Americas, Treasurer Indonesia and ALM Global Business Planning Manager.

COURSE OBJECTIVES

By the end of the program, attendees will be able confident undertaking the following key tasks:
- Delivering competitive advantage from balance sheet management
- Navigating complex regulatory landscapes
- Collaborating effectively with digital talent and bankers
- Structuring loans to minimize capital utilization
- Accessing data to grow regulatory friendly deposits
- Maximizing interest-based income and margin
- Measuring, monitor and manage balance sheet risks
- Leveraging data to manage risk effectively
- Developing optimal balance sheet management plans

Who Will Benefit?

Financial institution senior management
Risk officers
Finance officers
Market and liquidity risk managers
Credit risk managers
Treasury and ALM managers
Risk, treasury and financial analysts
Credit portfolio managers
Internal auditors and compliance managers
Bank supervisors and regulators

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*Please note there is a fee for attending this program. Please contact us for more details.

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Before completing this registration form please read and understand our booking and cancellation policy. Thank you.

Booking, Payment and Cancellation Policy – important, please read carefully

By completing, signing and revised, sent separately us this registration form you are conﬁrming participants on the program. You are also conﬁrming your understanding of our Booking, Payment and Cancellation Policy.

Cancellation Policy: If participants cannot attend the program, replacement participants are always welcome. Otherwise, participants must notify us any of cancellations or requests to transfer to a diﬀerent program at least 14 days before the program date to be eligible for a refund, less a 5% administration on fee. Participants who cancel within 14 days of the program start date are liable to pay the full program fee and no refunds will be given. Instead fees will be converted to a REDmoney Seminars voucher equivalent to the original fee, less a 10% administration charge. This voucher is transferable within your organization and must be redeemed within one year of issue or become void. If a program is postponed for whatever reason registrations and fees will be automatically transferred to the new program date. Participants who wish to transfer to a diﬀerent program will be subject to the same terms as above and charged any diﬀerence in fees. No refunds or program vouchers will be issued for a no-show.
Payment Terms: All program fees are payable upon invoice. REDmoney shall receive the full program fee with no deductions of any description. All telegraphic transfer fees, taxes and levies (domestic or otherwise) shall be borne by the sponsoring organization.

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For enquiries please contact:

Normariya Sariman
Account Manager, REDmoney Seminars
[email protected]
Direct Line: +603 2162 7800 ext 44

Ramesh Kalimuthu
Events Sales Director
[email protected]
Direct Line: +603 2162 7800 ext 65
Fax: +603 2162 7810

For sponsorship & speaking opportunities:

Andrew Tebbutt
Managing Director
[email protected]
Direct Line: +603 2162 7802

For marketing and media enquiries

Govina Selvanthran
Marketing Manager
[email protected]
Direct Line: +603 2162 7800 ext 22