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REDmoney Training

The Future of Tokenised Islamic Financial Markets

From Issuance to Settlement. From Treasury to Investment. Preparing Islamic Finance for the Tokenised Economy

Date: 3rd December 2026
Venue: Kuala Lumpur

One-day Multi-speaker Seminar

WHY THIS PROGRAM?

Tokenisation is rapidly emerging as one of the most significant developments in financial market infrastructure, with the potential to reshape capital markets, treasury operations and investment management. As regulators, financial institutions and technology providers accelerate the adoption of digital market infrastructure, Islamic finance has a unique opportunity to leverage tokenisation to enhance efficiency, transparency, liquidity and market accessibility while remaining firmly grounded in Shariah principles.

This one-day, multi-speaker executive seminar brings together regulators, market practitioners, legal experts, technology providers and Shariah specialists to explore the practical application of tokenisation across Islamic capital markets and treasury. Through a combination of strategic discussion and real-world case studies, delegates will examine developments in tokenised Sukuk, digital securities, settlement, liquidity management, custody, governance, regulation and operational infrastructure. The programme is designed to move beyond theory, providing participants with a practical understanding of how tokenised financial markets are evolving, the challenges institutions must address, and the opportunities available as the next generation of Islamic financial markets takes shape.

Learning Outcomes

  • By the end of the seminar, delegates will be able to:
    • Understand the technologies, market infrastructure and regulatory developments underpinning tokenised financial markets and their relevance to Islamic finance.
    • Evaluate the opportunities presented by tokenisation across Sukuk, investment management, treasury, settlement and liquidity management.
    • Identify the legal, regulatory, operational, risk management and Shariah governance considerations associated with implementing tokenised financial market solutions.
    • Develop a practical roadmap for how their institution can prepare for the transition towards tokenised Islamic financial markets.

AGENDA

The Future of Tokenised Financial Markets: Why Islamic Finance Cannot Ignore the Shift (9.15am – 10.00am)

This opening session sets the scene for the day, exploring why tokenisation has become one of the most significant developments in financial market infrastructure. We examine the global momentum behind tokenised assets, the role of distributed ledger technology, stablecoins and programmable money, and why Islamic finance is uniquely positioned to benefit from greater transparency, efficiency and asset-backed structures.

Assoc. Prof. Dr. Mohamed Eskandar Shah Mohd Rasid, Chief Executive Officer, ISRA Consulting, INCEIF University

Tokenisation Fundamentals: Concepts, Infrastructure & Market Evolution (10.00am – 10.45am)

An introduction to the technologies, terminology and market developments underpinning tokenised financial markets. We distinguish tokenisation from cryptocurrencies, explain permissioned versus public networks, digital securities, smart contracts and digital custody, and explore how financial market infrastructure is evolving.

Discussion points:

  • What exactly is tokenisation?
  • Blockchain without the hype
  • Smart contracts explained
  • Permissioned versus public networks
  • Digital securities
  • Stablecoins and tokenised deposits
  • CBDCs and wholesale settlement
  • Current global initiatives

Rafiza Ghazali, Chief Financial Officer, Fasset

Networking Break (10.45am – 11.00am)
Law, Regulation & Market Structure in the Tokenised Economy (11.00am – 11.45am)

As tokenised markets move from concept to implementation, robust legal and regulatory foundations will determine the pace of adoption. We examine Malaysia's evolving regulatory landscape, including Bank Negara Malaysia's Digital Asset Innovation Hub and relevant Securities Commission Malaysia initiatives, alongside the legal issues surrounding ownership, custody, digital securities, smart contracts and cross-border transactions. The discussion also considers how tokenisation may reshape the structure of financial markets, exploring the future roles of banks, exchanges, custodians and technology providers, and what effective governance looks like in a programmable financial system.

Discussion points:

  • Securities Commission Malaysia initiatives
  • Bank Negara Malaysia's Digital Asset Innovation Hub
  • Ownership and legal title
  • Smart contracts and enforceability
  • Custody and safekeeping
  • Digital securities regulation
  • Cross-border legal recognition
  • AML/CFT obligations
  • Who owns the tokenised financial market?
  • Future roles of banks, exchanges, custodians and technology providers

Ridza Abdullah, Managing Partner, Messrs Mohamed Ridza & Co

Treasury in the Tokenised Era: Liquidity, Settlement & Cash Management (11.45am – 12.30pm)

As tokenisation moves beyond capital markets, treasury functions may undergo fundamental change. We examine how tokenised deposits, wholesale CBDCs, programmable payments and real-time settlement could transform liquidity management, collateral mobilisation, interbank markets and treasury operations.

Discussion points:

  • Treasury transformation
  • Tokenised deposits
  • Liquidity optimisation
  • Collateral management
  • Repo markets
  • Intraday liquidity
  • Cross-border payments
  • Atomic settlement
  • 24/7 financial markets

Sylvia Wong, Regional Head, GWB - Treasury & Markets (Sales) and Financial Institutions, CIMB

Case Study: Building Tokenised Capital Market Products (12.30pm – 1.00pm)

A practical walk-through of a tokenised Sukuk transaction, from asset selection and structuring through legal documentation, Shariah review, token issuance, investor onboarding, settlement and redemption. Delegates gain an end-to-end understanding of what implementation looks like in practice.

Ong Johnson, Partner & Head of Technology Practice Group, HHQ

Lo Khai Yi, Partner, HHQ

Lunch (1.00pm – 2.00pm)
Transforming Islamic Capital Markets Through Tokenisation (2.00pm – 2.45pm)

How tokenisation could reshape Sukuk markets, Islamic investment products and capital formation. The discussion considers issuance, distribution, secondary market trading, fractional ownership and cross-border investment, alongside practical case studies from around the world.

Discussion points:

  • Tokenised Sukuk
  • Fractional ownership
  • Digital issuance
  • Secondary market liquidity
  • Cross-border distribution
  • Retail participation
  • Asset tokenisation
  • Investment funds and real-world assets
Managing Risk, Compliance & Shariah Governance in Tokenised Markets (2.45pm – 3.30pm)

Tokenisation introduces new forms of operational, legal and technology risk while reinforcing the need for robust governance. We examine cyber resilience, smart contract risk, operational controls, Shariah governance, audit requirements and compliance frameworks that can support trust in tokenised Islamic financial markets.

Discussion points:

  • Operational risk
  • Smart contract risk
  • Cybersecurity
  • Technology resilience
  • Regulatory compliance
  • Shariah governance
  • Internal controls
  • Audit and assurance
  • Governance frameworks

Professor Dr Aznan Hasan, Chairman, Shariah Advisory Council, Securities Commission Malaysia

Networking Break (3.30pm – 3.45pm)
Building the Infrastructure: Settlement, Custody & Market Operations (3.45pm – 4.30pm)

Tokenisation changes far more than issuance. This session examines the operational infrastructure required to support tokenised financial markets, from settlement and custody through registrars, transfer agents, interoperability and lifecycle management.

Discussion points:

  • Settlement models
  • Digital custody
  • Registrars
  • Transfer agents
  • Wallet infrastructure
  • Market interoperability
  • Corporate actions
  • Lifecycle management
  • Operational resilience
Executive Roundtable: Building the Tokenised Islamic Financial Market (4.30pm – 5.30pm)

The closing discussion brings together regulators, financial institutions, technology providers, legal experts and market practitioners to explore the strategic decisions that will shape the next generation of Islamic financial markets. Looking beyond technology, the panel considers what market infrastructure, regulation, collaboration and investment are needed to move from pilot projects to institutional-scale adoption.

Discussion points:

  • What will tokenised Islamic financial markets look like by 2035?
  • What should banks be doing today?
  • Which products are likely to scale first?
  • How should regulators encourage innovation while maintaining market integrity?
  • What infrastructure remains missing?
  • Where should Malaysia lead, and where should it collaborate internationally?
  • What are the biggest misconceptions about tokenisation?
  • What does success look like over the next five years?

WHO SHOULD ATTEND?

  • This seminar is designed for professionals involved in the development, regulation, operation and oversight of Islamic financial markets, including:
    • Central banks and financial regulators
    • Securities commissions and stock exchanges
    • Islamic and conventional banks
    • Treasury, liquidity and ALM professionals
    • Capital markets and investment banking teams
    • Sukuk originators, issuers and arrangers
    • Asset managers and institutional investors
    • Takaful and ReTakaful operators
    • Custodians, trustees and market infrastructure providers
    • Fintech and digital asset solution providers
    • Legal advisers and law firms
    • Shariah scholars and Shariah committee members
    • Risk, compliance and internal audit professionals
    • Operations, settlement and custody specialists
    • Financial market consultants and advisers

REGISTRATION

*Please note there is a fee for attending this program. Please contact us for more details.

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By completing, signing and revised, sent separately us this registration form you are confirming participants on the program. You are also confirming your understanding of our Booking, Payment and Cancellation Policy.

Cancellation Policy: If participants cannot attend the program, replacement participants are always welcome. Otherwise, participants must notify us any of cancellations or requests to transfer to a different program at least 14 days before the program date to be eligible for a refund, less a 5% administration on fee. Participants who cancel within 14 days of the program start date are liable to pay the full program fee and no refunds will be given. Instead fees will be converted to a REDmoney Seminars voucher equivalent to the original fee, less a 10% administration charge. This voucher is transferable within your organization and must be redeemed within one year of issue or become void. If a program is postponed for whatever reason registrations and fees will be automatically transferred to the new program date. Participants who wish to transfer to a different program will be subject to the same terms as above and charged any difference in fees. No refunds or program vouchers will be issued for a no-show.
Payment Terms: All program fees are payable upon invoice. REDmoney shall receive the full program fee with no deductions of any description. All telegraphic transfer fees, taxes and levies (domestic or otherwise) shall be borne by the sponsoring organization.
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FEE

Fee per participant: RM2,600/US$750

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

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IN-HOUSE/GROUP TRAINING

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
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EXPERT FACILITATORS

Professor Dr Aznan Hasan

Professor Dr Aznan Hasan

Chairman, Shariah Advisory Council, Securities Commission Malaysia View profile
Professor Dr Aznan Hasan
Professor Dr Aznan Hasan
Chairman, Shariah Advisory Council, Securities Commission Malaysia

Prof. Dr. Aznan Hasan is highly active in the advisory and structuring of various Islamic financial products, including banking, capital market, and Takaful products. Additionally, he offers advisory services in Islamic wealth management, Waqf, and Zakat. He received his first degree in Shariah from the University of al-Azhar and went on to complete his master’s degree in Shariah with distinction from Cairo University. He then obtained his Ph.D. from the University of Wales, Lampeter, United Kingdom. Prof. Dr. Aznan Hasan is also an Eminent Scholar at the IIUM Institute of Islamic Banking and Finance. Currently, Prof. Dr. Aznan serves as the Chairman of the Shariah Advisory Council at the Securities Commission, Chairman of the Shariah Advisory Board of PHB Asset Management Berhad, and Chairman of the Shariah Committee at Bank Pembangunan Malaysia Berhad. He is a Shariah Board Member for the Islamic Development Bank and a Member of the Shariah Council for the AAOIFI in Bahrain. Prof. Dr. Aznan is also a member of the Higher Shariah Authority at the Central Bank of the UAE, as well as a Member of the Global Shariah Advisory Board at Standard Chartered Bank in Dubai. Additionally, he serves as Chairman of the Shariah Advisory Board at Barclays Capital (DIFC) and holds positions on the Shariah Advisory Boards of ABSA Islamic Bank (South Africa), FNB Bank (South Africa), European International Islamic Bank in London, Yasaar Limited (London), Khalij Islamic (London), Cordoba Capital (Dubai), Amanah Raya Berhad, Amanah Raya Investment Bank Labuan, and the Employee Provident Fund. Furthermore, Prof. Dr. Aznan serves as a Shariah consultant for Maybank Investment Bank. He is a registered Shariah Advisor for the Islamic Unit Trust Scheme and Islamic Securities (Sukuk) with the Securities Commission of Malaysia. He is also a member of the Shariah Supervisory Board and Investment Committee at the Waqf Foundation, a corporate entity established by the government to oversee the application of Waqf in Malaysia, along with other financial institutions and corporate bodies both locally and internationally.

Lo Khai Yi

Lo Khai Yi

Partner, HHQ View profile
Lo Khai Yi
Lo Khai Yi
Partner, HHQ

Khai Yi’s passion for technology has helped him built an expertise in the dynamic and complex fields of intellectual property, technology, media and telecommunications. In the current landscape where digitisation and digitalisation are the trend, Khai Yi has placed himself strategically in a position where his skillsets and understanding of the evolving industries are able to be put to good use to benefit his clienteles. Having dedicated himself in the fields of IP and TMT, Khai Yi’s comprehensive knowledge and experience encompass a wide spectrum of issues, including data privacy, data centre development, telecommunications and digital infrastructure, blockchain and digital assets, software commercialisation and acquisition, digital media, licensing, technology centric mergers and acquisitions, regulatory and compliance, IP prosecution and enforcement, e-money, electronic transaction, payment tokenisation, electronic vehicles, franchising and technology outsourcing. Khai Yi serves a wide range of clientele. Owing to his legal acumen, effective communication skills and dedication to building strong client relationships, Khai Yi is trusted by not only unicorn-to-be startups, but also financial institutions, public listed corporations, multi-national technology companies, mobile network operators, as well as GLCs. Clients benefit from Khai Yi’s strategic approach to legal challenges, combining a deep understanding of the law with a keen awareness of the rapidly changing technology landscape. Due to his outspoken nature and vast experience in the technology industry, Khai Yi is no stranger to speaking engagements and providing external legal trainings. Most prominently, Khai Yi was invited to give a keynote speech during the 2023 Asia Legal Tech Leaders’ Summit and to be a speaker for a fireside chat concerning impact of artificial intelligence to the legal industry. Khai Yi was also invited several times to address the startups that are part of the National Technology and Innovation Sandbox ecosystem.

Ong Johnson

Ong Johnson

Partner & Head of Technology Practice Group, HHQ View profile
Ong Johnson
Ong Johnson
Partner & Head of Technology Practice Group, HHQ

Ong Johnson is the Head of the Technology Practice Group, focusing on TMT (Technology, Media, and Telecommunications) law, with a strong specialization in FinTech and Personal Data Protection. His practice is dedicated to helping boards, founders, and executive teams navigate the complex convergence of finance, personal data, and technology, providing clients with the confidence to innovate while remaining aligned with regulatory expectations. In FinTech, Ong Johnson is regarded as one of the market’s leading practitioners, particularly in the field of digital assets and tokenisation. He has advised and assisted clients in engagements with regulators such as Bank Negara Malaysia, the Securities Commission Malaysia, and the Labuan Financial Services Authority, drawing on his extensive understanding of licensing and regulatory frameworks. His work has included advising on initiatives relating to Malaysia’s first stablecoin, supporting clients in applying for both SC and BNM Regulatory Sandboxes, engaging with BNM’s Digital Asset Innovation Hub, and advising on matters involving digital asset custodianship and SC-recognised market operators. He has also been involved in mandates concerning blockchain-based smart applications, DeFi platforms, P2P, Labuan money broking and managed trust licences, and consumer credit fintech models such as buy-now-pay-later and invoice factoring businesses. His experience further extends to advising on e-money, payment systems, and remittance licensing, as well as crypto tracing, recovery strategies, tokenisation of deposit funds, digital trust, and the first global real-world asset tokenisation of electric vehicle loyalty points in Malaysia. Collectively, these mandates highlight his ability to bridge financial regulation, technology infrastructure, and emerging payment mechanisms, positioning him as a trusted advisor in the rapidly evolving fintech space. For personal data protection, Ong Johnson is widely regarded as one of Malaysia’s leading practitioners in this field. His practice reflects both depth and breadth, having advised and even served as Data Protection Officer for multinational corporations across a wide spectrum of industries, including banking, healthcare, e-commerce, hospitality, F&B, telecommunications, education, direct selling, and real estate. He is regularly engaged to conduct compliance training and personal data breach simulations for corporations and is frequently called upon to advise and assist companies in the management of data breach notifications and responses. Ong Johnson’s standing in this field is further underscored by his direct involvement with the Personal Data Protection Commissioner, where he has been appointed to serve on drafting committees responsible for key national policy instruments. His contributions include the drafting of the Data Protection Officer Competency Guideline, the Management of Data Protection Officer Training Service Providers Guideline, and the Data Protection Officer Professional Development Pathway & Training Roadmap. He has also been appointed and consulted on the review, refinement, and development of the proposed forthcoming AI Guideline on Personal Data Protection as well as the establishment of the Data Commission. In recognition of these contributions, he was awarded a Certificate of Appreciation by the Commissioner for his role in laying the foundation of Malaysia’s DPO ecosystem and advancing the national data protection landscape. Ong Johnson is also an experienced litigator, with extensive experience conducting trials and hearings at all levels of the Malaysian judiciary. Given his deep understanding and familiarity with technology law, coupled with his strength in commercial and strategic thinking, he is frequently sought after as a litigator within the technology industry to advise on disputes involving intellectual property, technology, TMT, and fintech matters. What distinguishes his litigation practice is not only his understanding of the law, but also his ability to grasp the underlying technology and the commercial realities driving the dispute, which enables him to craft litigation strategies that are both legally sound and commercially pragmatic. His dedication to the legal profession has also garnered significant recognition, both within Malaysia and across the wider region. He is frequently invited to share his insights as a speaker at major legal conferences, industry roundtables, and professional forums, and has contributed to the development of thought leadership through radio interviews and authorship of legal writings. His work and leadership are exemplified by a number of prestigious accolades. These include being a Band 1 ranked lawyer in Chambers Fintech Guide 2025 and being featured in the GC Powerlist Malaysia and GC Powerlist Southeast Asia. Noteworthy nominations as a finalist were achieved at the ALB Malaysia Law Awards 2019, ALB Malaysia Law Awards 2020, ALB Southeast Asia Law Awards 2020, ALB Malaysia Law Awards 2023, and ALB Southeast Asia Law Awards 2023. Ong Johnson is also one of the youngest lawyers in history to be awarded the ALB Malaysia Law Awards 2021.

Sylvia Wong

Sylvia Wong

Regional Head, GWB - Treasury & Markets (Sales) and Financial Institutions, CIMB View profile
Sylvia Wong
Sylvia Wong
Regional Head, GWB - Treasury & Markets (Sales) and Financial Institutions, CIMB

Sylvia is the Regional Head of Treasury and Markets Sales at CIMB Group, where she also holds dual responsibility for the Financial Institutions Group. Based in Malaysia, she brings over 25 years of experience across ASEAN financial markets, having worked with international banks across multiple regions, products, and client segments. In her current role, Sylvia leads the strategic development of CIMB’s Financial Markets business across the region, building and guiding a high-performing sales team to strengthen the bank’s ASEAN franchise among corporate and institutional clients both within and beyond the region.

Given her deep expertise in regional markets, cross-border flows, and institutional client engagement. Her perspective will add valuable insights into how financial institutions are navigating evolving market dynamics, managing liquidity, and strengthening regional connectivity, particularly within the ASEAN landscape.

Ridza Abdullah

Ridza Abdullah

Managing Partner, Messrs Mohamed Ridza & Co View profile
Ridza Abdullah
Ridza Abdullah
Managing Partner, Messrs Mohamed Ridza & Co

Dato’ Ridza Abdullah is the Managing Partner of Messrs Mohamed Ridza & Co and serves as a Board Member of Sime Darby Property Berhad, OIC Arbitration Center based in Istanbul, The Consumer Credit Commission Malaysia and Perbadanan Majlis Agama Islam Negeri Sembilan. He is also the Chairman of Laworld, an international network of boutique law firms across 100 cities around the world. He graduated with First Class Honours in Law from the International Islamic University Malaysia, is a graduate of ICSA (London), and was called to the Malaysian Bar in 1993. He specialises in corporate, financing and commercial matters, with particular expertise in Islamic finance, mergers and acquisitions, corporate restructuring, capital markets, technology and transactions across regulated sectors, including oil and gas, energy and property development. He regularly advises on large-scale financing, refinancing and restructuring exercises, complex share acquisitions, and board-level corporate strategy in high-risk and time-sensitive environments. Dato’ Ridza has extensive experience leading multi-facility Islamic financing transactions and advising Islamic financial institutions on the structuring, documentation and implementation of Shariah-compliant financing arrangements involving layered security packages, third-party security arrangements and multi-financier refinancing exercises. He also advises corporations and boards on strategic restructuring, separation schemes and governance responses arising from shareholder disputes and winding-up scenarios, with a strong focus on business continuity, risk containment and the careful sequencing of corporate actions. His practice encompasses direct board engagement, transaction planning, due diligence and execution-readiness support. In mergers and acquisitions, he advises on share acquisitions, foreign ownership structures and regulatory approvals, particularly in regulated industries, covering the full M&A lifecycle from legal due diligence and regulatory advice to transaction structuring, negotiation and completion. As an expert in Shariah and common law, Dato’ Ridza leads a prominent Islamic finance practice advising on Shariah-compliant banking, Islamic securities and structured financing globally. He was instrumental in structuring and advising on the first Islamic finance transactions in Brunei, Singapore and Indonesia. He also negotiates complex international contracts in the oil and gas, rail and infrastructure sectors and advises corporations on financial structuring and tax optimisation across Asia, Europe, the Middle East and the United States. Throughout his career, he has held senior leadership positions in private practice and the corporate sector, including Partner and Division Head at Zaid Ibrahim & Co., General Legal Counsel of Technip Asia Pacific, and Group Legal Adviser of Arab Malaysian Corporation Berhad, where he established and led the Amcorp Group’s legal department.

Rafiza Ghazali

Rafiza Ghazali

Chief Financial Officer, Fasset View profile
Rafiza Ghazali
Rafiza Ghazali
Chief Financial Officer, Fasset

Rafiza Ghazali is Chief Financial Officer at Fasset. Previously she held the role of Managing Director of Consumer Banking, where she led the development and growth of consumer-focused digital financial solutions, driving innovation at the intersection of digital banking, fintech, and inclusive financial ecosystems. Prior to joining Fasset, Rafiza served as Chief Executive Officer of KAF Digital Bank, the Islamic digital bank entity of the consortium led by KAF Investment Bank, a role she held until January 2026. During her tenure, she spearheaded the establishment and strategic positioning of the digital bank, advancing its open-banking platform-based ecosystem designed to deliver accessible, technology-driven financial services to customers and partners. Earlier, Rafiza was Group CEO of Cradle Fund, where she worked closely with the Ministry of Science, Technology and Innovation and the Ministry of Finance to support and develop Malaysian start-ups and technology entrepreneurs. Her leadership experience across innovation policy, venture development, and the digital economy has positioned her as a key figure in advancing Malaysia’s fintech and digital finance landscape. Rafiza holds a Bachelor of Science (Economics) in Accounting and Finance from The London School of Economics and Political Science, and a Graduate Diploma in Applied Finance and Investment (Corporate Finance) from the Securities Institute of Australia. She is a Fellow of Chartered Accountants Australia & New Zealand and also completed a postgraduate diploma in Strategy and Innovation at Saïd Business School, University of Oxford.

Assoc. Prof. Dr. Mohamed Eskandar Shah Mohd Rasid

Assoc. Prof. Dr. Mohamed Eskandar Shah Mohd Rasid

Chief Executive Officer, ISRA Consulting, INCEIF University View profile
Assoc. Prof. Dr. Mohamed Eskandar Shah Mohd Rasid
Assoc. Prof. Dr. Mohamed Eskandar Shah Mohd Rasid
Chief Executive Officer, ISRA Consulting, INCEIF University

Associate Professor Dr. Mohamed Eskandar Shah Mohd Rasid has over 23 years of experience in academia, consultancy and senior leadership. He is currently the Chief Executive Officer of ISRA Consulting, INCEIF University. He actively leads strategic Islamic finance consultancy projects locally and internationally, delivering impactful and Shariah-compliant solutions to advance the global Islamic finance ecosystem.

He began his academic career at IIUM and later joined INCEIF, where he served as Associate Dean and subsequently Dean of the School of Graduate Studies. Then, he joined Hamad Bin Khalifa University (Qatar Foundation) as Associate Professor and Associate Dean Academic.

Dr. Eskandar has served as a Financial Sector Specialist Consultant for the World Bank, Advisor to the Brunei Institute of Leadership and Islamic Finance (BILIF), and consultant to various government agencies and financial institutions, including local and international government ministries, CIMB Islamic, Responsible Finance Institute (RFI) and ZICO Shariah Advisory. He is currently appointed as a Member of the Commission at the Malaysia Competition Commission (MyCC).

He holds a bachelor’s in business administration (Hons) from International Islamic University Malaysia (IIUM), a master’s in international economics and finance from the University of Queensland, and a PhD in Finance from Nottingham University Business School (UK).

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