As Islamic financial institutions mature and their portfolios expand, the incidence of payment difficulties, restructuring needs, and financing defaults becomes an inevitable part of credit operations. Unlike conventional banking, Islamic finance must navigate these challenges through the lens of Shariah principles, ensuring that any modification, restructuring, or enforcement action remains compliant while still addressing commercial realities.

However, precedent in this area remains limited, and institutions frequently face uncertainty when applying regulatory frameworks, drafting documentation, or executing recovery measures. Clear understanding of regulatory expectations, Shariah parameters, and legal procedures is therefore essential for practitioners involved in credit management, restructuring, and recovery.

This intensive one-day program provides bankers, lawyers, Shariah officers, risk managers, and product specialists with in-depth, practical knowledge of the regulatory, Shariah, and legal aspects governing the rescheduling, restructuring, and recovery of Islamic finance facilities.

Learning Objectives

• By the end of this one-day intensive, participants will be able to:
  • Interpret key regulatory and supervisory expectations on rescheduled and restructured (R&R) Islamic financing.
  • Identify core Shariah parameters and red flags in restructuring, default management, and recovery.
  • Apply practical legal procedures for managing defaults, enforcement, and recovery of Islamic finance facilities.
  • Review and structure R&R documentation with awareness of Shariah, legal, and operational risks.
  • Analyse realistic case scenarios to make sound restructuring and recovery decisions.