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Balance Sheet Management & Optimisation for Financial Institutions

SIDC CPE-approved: 10 CPE Points

Date: 29th & 30th July 2025
Venue: DoubleTree by Hilton Kuala Lumpur

Classroom Training

COURSE BACKGROUND

Balance sheet optimization and asset and liability management are crucial aspects of financial management for banks and other financial institutions. BSM refers to the strategic management of assets and liabilities to ensure a financial institution’s financial health and stability. Overall, effective balance sheet management is crucial for organisations to maintain financial stability, optimise profitability, manage risks, and ensure long-term sustainability in an ever-changing economic environment. It provides a strategic framework for aligning assets and liabilities to meet a financial institution’s objectives and obligations while minimising risk and maximising profitability.

COURSE OUTLINE

This two-day, physical training program covers the key concepts and practical skills necessary to effectively manage the balance sheet of a financial institution. For each section there will be foundation skills, relevant global/local regulatory linkages and best practices, enabling participants without core subject knowledge, as well as advanced practitioners, to jointly attend.

During the course delegates will use the Augury Insights proprietary ‘Run the Bank’ simulation tool to illustrate the impact of different actions on regulatory ratios and performance. Participants will also have an opportunity for hands-on use of this tool. Uniquely, participants will be authorised to continue to use the proprietary simulation tool for up to two weeks after the program. Ongoing advisory support will also be provided to assist in developing BSM skills as a source of competitive advantage.

  • Key Components of the Course Curriculum:
    • Unpacking balance sheet risk management
    • De-mystifying funds transfer pricing
    • Understanding the ALCO pack
    • De-stressing over stress tests, ICAAP & ILAAP
    • Fundamental to advanced knowledge and skills
    • Practical and recent examples and case studies, APAC regional perspectives.

Fee

Fee per participant: RM5,900/$1,450

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

In-house/group training

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
Learn More

HRD-Corp-Claimable-Logo

Send me Details

For enquiries please contact:

Normariya Sariman
Account Manager, REDmoney Seminars
[email protected]
Direct Line: +603 2162 7800 ext 44

Ramesh Kalimuthu
Events Sales Director
[email protected]
Direct Line: +603 2162 7800 ext 65
Fax: +603 2162 7810

For sponsorship & speaking opportunities:

Andrew Tebbutt

Managing Director
[email protected]
Direct Line: +603 2162 7802

For marketing and media enquiries

Govina Selvanthran

Marketing Manager
[email protected]
Direct Line: +603 2162 7800 ext 22

seminar logo

Balance Sheet Management & Optimisation for Financial Institutions

SIDC CPE-approved: 10 CPE Points

Date: 29th & 30th July 2025
Venue: DoubleTree by Hilton Kuala Lumpur

Classroom Training

Send me Details

COURSE BACKGROUND

Balance sheet optimization and asset and liability management are crucial aspects of financial management for banks and other financial institutions. BSM refers to the strategic management of assets and liabilities to ensure a financial institution’s financial health and stability. Overall, effective balance sheet management is crucial for organisations to maintain financial stability, optimise profitability, manage risks, and ensure long-term sustainability in an ever-changing economic environment. It provides a strategic framework for aligning assets and liabilities to meet a financial institution’s objectives and obligations while minimising risk and maximising profitability.

COURSE OUTLINE

This two-day, physical training program covers the key concepts and practical skills necessary to effectively manage the balance sheet of a financial institution. For each section there will be foundation skills, relevant global/local regulatory linkages and best practices, enabling participants without core subject knowledge, as well as advanced practitioners, to jointly attend.

During the course delegates will use the Augury Insights proprietary ‘Run the Bank’ simulation tool to illustrate the impact of different actions on regulatory ratios and performance. Participants will also have an opportunity for hands-on use of this tool. Uniquely, participants will be authorised to continue to use the proprietary simulation tool for up to two weeks after the program. Ongoing advisory support will also be provided to assist in developing BSM skills as a source of competitive advantage.

  • Key Components of the Course Curriculum:
    • Unpacking balance sheet risk management
    • De-mystifying funds transfer pricing
    • Understanding the ALCO pack
    • De-stressing over stress tests, ICAAP & ILAAP
    • Fundamental to advanced knowledge and skills
    • Practical and recent examples and case studies, APAC regional perspectives.

Fee

Fee per participant: RM5,900/$1,450

Please note that the Ringgit price is applicable to Malaysia-domiciled participants only. Discounts are available for group bookings. Please contact us for more details.

In-house/group training

If you are looking for an in-house training program or wish to send a group to an existing public program, kindly please contact Andrew Tebbutt at [email protected] or +603 2162 7802.
Learn More

HRD-Corp-Claimable-Logo

AGENDA

  • Day One (9.00am to 5.00pm)
  • Day Two (9.00am to 5.00pm)

Day One (9.00am to 5.00pm)

09:00 Quiz - Balance Sheet Management: ‘BSM 101’
  • Key acronyms explained
09:15 Asset and Liability Management Organisation & Effectiveness
  • Role of asset and liability management
  • Crises that shaped modern ALM
  • Improving ALM and ALCO effectiveness
09:45 Balance Sheet Optimisation
  • Balance sheet budgeting and planning
  • Balance sheet mix
  • Resource allocation
10:30 Break
10:45 Capital Management
  • Role, structure and regulations
  • Determining the right amount of capital
  • Capital optimisation by the business
11:30 Case Study
  • Improving returns
12:30 Lunch
13:30 Liquidity Management
  • A review and reminder of liquidity management
  • Liquidity optimisation
  • Managing extreme liquidity stress
15:00 Break
15:15 Case Studies:
  • How can we define and grow core loans?
  • How can we define and improve deposit quality?
17:00 End of Day 1

Day Two (9.00am to 5.00pm)

09:00 Quiz: ‘Know Your Banks’
  • Key BSM ratios and trends
09:15 Interest Rate Risk
  • A review and reminder of the key tenets of Interest rate risk
  • Interest rate metrics and profiling
  • Managing Interest rate risk in the banking book (IRRBB) in practice
10:30 Break
10:45 Funds Transfer Pricing
  • What is FTP?
    • Fundamental concepts and applications
  • FTP framework construction
  • Pricing, profitability and incentives
11:45 Case Study
  • Balance sheet management and simulation
12:30 Lunch
13:30 Balance Sheet Management - quality, not quantity
  • Challenges and responses: use of simulation tool for optimal planning
14:30 Introduction to the Asset and Liability Committee (ALCO) Role Play
15:00 Break
15:15 Asset Liability Committee (ALCO) Role Play
  • Conduct, role and responsibilities of the ALCO
  • Present decisions and rationale
  • Scoring
17:00 End of Day 2

EXPERT COURSE DIRECTOR


Nick Wood
Founder and CEO, FinTorque Pte Ltd

Nick Wood is the co-founder and director of Augury Insights a Singapore fintech company specialising in financial training, edtech and balance sheet modelling. He is also founder and CEO of FinTorque Pte Ltd, a financial services consulting company. Nick has extensive experience in training business groups on asset and liability management and balance sheet optimisation, and is a regular speaker at industry events on treasury topics. Nick was a Financial Sector Consultant for the International Monetary Fund (IMF), where he provided specialist advice on impact of regulatory reforms on banks and financial stability in Asia and the emerging markets and contributed towards the IMF Global Financial Markets Stability Report. He has been a bank treasury expert for 38 years, of which more than 27 years were spent in Asia, where he built highly profitable trading floors, conducted legal entity business reviews and guided strategy execution. He has first-hand balance sheet management experience during market crises and idiosyncratic stress across large banking groups. His practitioner roles included Global Head of Business Treasury, Global Head of Funds Transfer Pricing Policy, Treasurer Americas, Treasurer Indonesia and ALM Global Business Planning Manager.

COURSE OBJECTIVES

  • By the end of the program, attendees will be able confident undertaking the following key tasks:
    • Delivering competitive advantage from balance sheet management
    • Navigating complex regulatory landscapes
    • Collaborating effectively with digital talent and bankers
    • Structuring loans to minimize capital utilization
    • Accessing data to grow regulatory friendly deposits
    • Maximizing interest-based income and margin
    • Measuring, monitor and manage balance sheet risks
    • Leveraging data to manage risk effectively
    • Developing optimal balance sheet management plans

Who Will Benefit?

  • Financial institution senior management
  • Risk officers
  • Finance officers
  • Market and liquidity risk managers
  • Credit risk managers
  • Treasury and ALM managers
  • Risk, treasury and financial analysts
  • Credit portfolio managers
  • Internal auditors and compliance managers
  • Bank supervisors and regulators

For enquiries please contact:

Normariya Sariman
Account Manager, REDmoney Seminars
[email protected]
Direct Line: +603 2162 7800 ext 44

Ramesh Kalimuthu
Events Sales Director
[email protected]
Direct Line: +603 2162 7800 ext 65
Fax: +603 2162 7810

For sponsorship & speaking opportunities:

Andrew Tebbutt

Managing Director
[email protected]
Direct Line: +603 2162 7802

For marketing and media enquiries

Govina Selvanthran

Marketing Manager
[email protected]
Direct Line: +603 2162 7800 ext 22

About Us

REDmoney Events designs, organizes and hosts industry-leading conferences, forums, roadshows and seminars focusing on the Islamic financial markets across a global, regional and national level.

+603 2162 7800
[email protected]

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  • Past Trainings
  • How We Do It
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