Akber has more than 25 years of experience in the investment industry and is Acting Chief Executive Officer of Al Rayan Investment (ARI). ARI is a leading firm for corporate financial advisory and asset management. Akber joined ARI in 2009, to set up and lead asset management, which included overall responsibility for managing GCC public equity and global sukuk portfolios of $1.5bn. ARI manages the award winning Al Rayan GCC Fund and Al Rayan Qatar ETF.

Prior to ARI, Akber was a Director at Deutsche Bank in London, where he spent more than 11 years in European and emerging markets equities. Akber is a graduate of University College London. Akber has lived in Doha, Dubai, Frankfurt, Karachi and London.

Dr Dalal Aassouli is an Assistant Professor of Islamic and Sustainable Finance at Hamad Bin Khalifa University in Qatar.

Dr Dalal was previously a visiting academic at the Durham Centre for Islamic Economics and Finance, Durham University Business School. Prior to that, she worked at the International Islamic Liquidity Management Corporation (IILM) in Malaysia where she assisted with the establishment of the IILM’s Sukuk program. Before that, she held several corporate finance positions in Europe where she had exposure to the African, European and Latin American markets.

Dr Dalal serves on several industry working groups and non-profit global forums such as the CIBAFI Sustainability Working Group, Qatar Financial Center Islamic Finance Taskforce and the Global Impact Fintech Forum. She is also an invited speaker in international conferences and events and provides her consultancy expertise to various organizations on issues related to sustainable and Islamic finance.

Dr Dalal holds a Master’s degree from NEOMA Business School and Paris Dauphine University and a PhD from ENS de Lyon in France.

Dr Dalal’s areas of research interest include Islamic finance in general and its implications for liquidity management, corporate finance, ethical finance, development finance, green finance, food security, sustainable development and SRI.

Dr Ehab Elsonbaty’s practice focuses on sovereign wealth funds, government advice as well as projects and affairs, corporate matters, corporate governance, sustainability, ESG and Shariah compliant legal services. He advises Middle Eastern entities seeking to do business in the Americas and American clients seeking to do business in the Middle East. Ehab’s extensive transactional and regulatory experience enables him to provide efficient and effective strategic legal support in a wide variety of business matters. Ehab is a strategic adviser to many boards or directors and advisory boards. He helps the firm deliver seamless cross-border solutions for Middle East entities. Among them are corporate enterprises, private equity investors, family offices, government entities and sovereign wealth funds. He helps clients maximize inbound and outbound opportunities arising from this dynamic region, providing comprehensive bilingual legal services and sensitive on-the-ground awareness of each geography in this diverse region. Before joining DLA Piper, Ehab served as Senior Legal Counsel and Head of Corporate Governance and Government Affairs and Senior Adviser to the General Counsel on Special Projects at the Qatar Investment Authority, Qatar’s sovereign wealth fund and one of the largest sovereign wealth funds in the world. There, he was responsible for strategic, corporate, sustainability, ESG and special projects and transactions valued at billions of dollars as well as was a member of several management committees including the Management Investment Committee and the Crisis Management Committee. Earlier in his career, he served for six years as Senior Legal Adviser to the Amiri Diwan, the office of the Amir of Qatar at the Royal Court. During this time, Ehab was also a member of many policy and legal committees, among them the Permanent Legislative Committee of the Council of Ministers and the Committee for Review of Legislation as well as a Member of the National Committee to Review Commercial Laws of the Ministry of Economy and Trade. Ehab drafted and contributed to several laws and regulations of Qatar, GCC and Middle East. In addition, he served as a public prosecutor in the Egyptian public prosecution, and as a Judge in the commercial courts and was Assistant Minister of Justice for more than 15 years, most recently as a Judge in Cairo’s Court of Appeal. He is currently admitted to the Bar in Egypt and is a certified and practicing arbitrator and mediator and a Member of the Egyptian Judges Club. During his service in Egypt, Ehab was seconded to the Ministry of Justice’s Office for International Cooperation and Human Rights, was an Adviser to the Minister of Telecommunication and Information Technology, a Member of the National Committee for Humanitarian Law, a Member of the National Committee for Counter-Terrorism and the national committee to control the public elections. He has provided consultancy support to several regional and international organizations such as the UN, United Nations Office of Drugs and Crime, International Telecommunication Union, United Nations Conference on Trade and Development, the Council of Europe and the Arab League.

George M. Barakat is an accomplished banking and finance professional with 18 years of expertise in banking, treasury and finance. He has a strong background in corporate treasury and finance, with extensive experience in capital-related financing and restructuring transactions. His expertise includes Sukuk issuance, syndicated loans, public-private partnerships, mergers and acquisitions and investment management.

Currently, George serves as the Group Chief Treasury Director at Power International Holding (PIH), where he is responsible for strategically overseeing the Group Treasury. Prior to joining PIH, George headed the Group Treasury and Investments at Saleh Al Hamad Al Mana & Group of Companies where he also served as a Board Adviser for one of the group’s major companies. George also headed the Group Treasury at Ezdan Holding Group where he played a key role in structuring and negotiating syndicated loan facilities, Sukuk issuances and managing investor relations. Before Ezdan, George spent over nine years at Mashreq Bank, where he held key positions across business, treasury and finance, gaining comprehensive experience in each area.

George holds a Bachelor’s degree in Economics and is a Certified Management Accountant issued by the Institute of Management Accountants, US as well as a Certified Treasury Professional issued by the Association for Financial Professionals, US.

Ghadir Mahgoub is the Director of Investments at Alchemist Doha, where she drives venture capital initiatives and portfolio strategies to accelerate the growth of innovative startups in Qatar and beyond. With over a decade of experience across venture capital, investment banking, and Islamic finance, she has held leadership roles at Qatar Development Bank, Commercial Bank, and the International Islamic Liquidity Management Corporation.

Combining expertise in valuation, due diligence, strategic planning, and alternative investments, Ghadir leverages her unique background in both conventional and Islamic finance to support groundbreaking ideas and shape the future of investment products and asset management in the region.

Dr Haniza Yon is a leader in the fields of psychometrics, AI-based credit risk assessment, and data science. As the founder and CEO of Global Psytech, Chairman of GFI Fintech (Malaysia), and Director of Global Psytech MENA LLC (Qatar), Dr. Haniza has been at the forefront of developing innovative solutions that merge behavioural science with technology. Dr. Haniza’s research and business objectives are centred around the application of behavioural science and digital assessment technology to assess human potential and capabilities. She is a data scientist with a long-standing interest in psychometrics and data science. She was the founding President of the Malaysian Psychometrics Association (MPA) and is currently serving her eleventh presidential term. Dr. Haniza has been working in psychometrics for more than 25 years, including as a psychometrician at Educational Testing Service (ETS), Princeton, New Jersey, as a Vice President at Integrated Knowledge Systems (IKS), Illinois, USA and as a Director of the Psychometrics and Cognitive Analytics Labs at MIMOS Berhad, Malaysia. She received her PhD in Measurement and Quantitative Methods from Michigan State University, USA and served as an Adjunct Professor at the School of Economics, Finance and Banking, UUM and an Adjunct Fellow at the School of Quantitative Sciences, UUM, the Educational Research Lab, UPSI, the Laboratory for Statistics and Computation, ISLA, Portugal and as a research fellow at the Psychometrics Centre, Cambridge University, UK.

Hichem Bouqniss is the Executive Director leading the Business Operations Department at the International Islamic Liquidity Management Corporation (IILM). He oversees the execution of business strategies, the regular issuances of short-term Sukuk, the origination and structuring of Islamic assets, the distribution of the IILM papers globally and the smooth running of the short-term certificates issuance program. Prior to joining the IILM, Hichem worked at BNP Paribas in the Middle East for eight years, specializing in structuring and distributing fixed income, foreign exchange and interest rate derivatives hedging solutions.

Junaid Wahedna is the Founder and Chairman of Wahed. In 2015, Junaid formed Wahed, which quickly grew to be the leading Islamic Fintech in the world. Wahed is backed by strategic shareholders such as Saudi Aramco Ventures (KSA), Cueball Capital (USA), Qatar Development Bank (Qatar), Kamco (Kuwait), amongst other sovereign institutions and family offices. Wahed is regulated in over 10 countries. Junaid has helped create and pioneer visionary products including the first ethical and faith-based Exchange Traded Fund (ETF) in North America on the Nasdaq with the ticker: HLAL. Today, Wahed is a global leader in faith-based ETF’s with fund assets over $1 billion. Junaid has a MSc in Industrial Engineering & Operations Research from Columbia University in New York. While at Columbia, he served as the Managing Editor of The Columbia Financial Review. Junaid is the holder of the Chartered Alternative Investment Analyst (CAIA), and Certified Management Accountant (CMA) designations. Prior to Wahed, Junaid gained an intimate understanding of global financial markets while working for a multinational merchant banking firm on Wall Street, New York. In the past few years, Junaid has launched Wahed Ventures, the first global Crowdfunding platform to fund ethical startups, Wahed Real Estate, a crowdfunding platform for global private real estate, a gold-backed bank account in the UK, amongst other pioneering products. Junaid has been a speaker at leading international conferences on Islamic finance, and has lectured at London Business School, Harvard, and Cambridge on the subject.

Max Freeman is a seasoned entrepreneur with expertise in Web1 and Web3 technologies. He founded Toner.com Group in 1999, scaling it from a dorm room start-up into a multinational business generating over $100 million in revenue without external funding.

As the creator of the EPIC Blockchain Protocol (2017-2023), Max developed a pioneering Layer 1 blockchain to drive mass adoption. He later founded Epic Economy Amplifier (2022) and Epicenter Labs (2024) to expand and commercialize the EPIC Blockchain ecosystem.

A Stanford University alumnus with a background in Computer Science and Business, Max is now based in Dubai, UAE, focused on building transformative, accessible technologies for global impact.

Mert Dedebas is a Director at the Frankfurt School of Finance and Management International Advisory Services and the Head of the MENA Regional Office, with almost 30 years of global finance and management consulting expertise. Mert’s proficiency extends across diverse finance and development finance subjects including sustainable finance (green bonds, renewable energy/energy efficiency, climate change mitigation/adaptation), financial inclusion (MSME, gender, youth, refugee finance) and the green transition (transition strategy development, ESG reporting).

Mohamad Safri Shahul Hamid joined IILM after spending 13 years at CIMB, where he had served the bank in various capacities including as a Deputy CEO at CIMB Islamic and as a Senior Managing Director at the bank’s public sector, group wholesale banking. Safri brings with him almost 30 years of experience in the banking and financial sector including over 20 years of meaningful experience as a pioneer, structurer, transactor and renowned leader in Islamic finance locally and internationally. Safri has played an instrumental role in bringing some of the world’s first, groundbreaking and award-winning Islamic transactions to the market and is well regarded as one of the pioneers of the Islamic capital market globally. Safri has a strong credit background having served as a group credit committee member at CIMB between 2012 and 2020 as well as well as a senior analyst at Malaysian Rating Corporation Berhad from 2000 to 2003. Safri holds a bachelor’s degree in accounting from the International Islamic University Malaysia and an MBA (Globalisation) from Maastricht School, the Netherlands. He is a Chartered Accountant with the Malaysian Institute of Accounts. Safri is a speaker at many local and international Islamic conferences and events.

Mohammad Malek Al Jamal is an investment professional and a CFA charterholder with extensive experience in portfolio management, investment analysis and trading. He manages portfolios in line with investment committee mandates focusing on equities, fixed income and private investment opportunities, while ensuring alignment with firm guidelines and client objectives. His expertise includes portfolio construction tailored to clients’ return objectives, risk tolerance and investment limits as well as in-depth analysis of securities across asset classes to develop robust investment proposals. In addition, Mohammad maintains strong working relationships with banks, regulators and custodians, supporting the firm’s investment operations and governance framework.

Mohsin Mujtaba is the director of products and market development at the Qatar Stock Exchange (QSE) where he is leading new initiatives to position the QSE as a multi-asset platform of global significance. He has been responsible for launching the largest exchange-traded fund platform in the MENA region at the QSE. He is currently focused on developing new products such as derivatives, REITs and ESG investment solutions for QSE customers. He also works closely with market participants and regulators to further improve the Qatari market structure.

Mohsin played an instrumental role in achieving Emerging Markets status for Qatar by MSCI and FTSE. Prior to that, he spearheaded the launch of the secondary market for treasury bills and government bonds at the QSE. He also served as the executive advisor to the CEO and helped in charting the exchange strategy that led to a strategic partnership between the State of Qatar and NYSE Euronext in 2009. Before joining the QSE, Mohsin was the chief systems architect at Wavetech where he was responsible for delivering customer-centric solutions and advising the capital market industry in Pakistan and the GCC region. He works closely with asset owners, investment managers and brokers to develop ideas and exchange traded products for the Qatari market.

Nurein Said Mohamed joined the QFC Regulatory Authority in June 2008 as Senior Manager in Internal Audit and was promoted to his present role in January 2017.

He began his career with PricewaterhouseCoopers in Kenya from where he attained his Certified Public Accountant (CPA) and Certified Information Systems Auditor (CISA) designations. Nurein subsequently spent four years at Barclays Bank in Kenya in various roles, the last of which was Regional Head of Risk and Control Assessments for Africa and the Middle East and Acting Head of Operational Risk.

There, he was a key member of the Basel II operational risk workstream for the Advanced Measurement Approach waiver application.

He graduated from ICMA Centre, Henley Business School with an MSc in International Securities, Investment and Banking. He is also a Fellow, Chartered Institute of Securities & Investments, a Certified Internal Auditor and also holds the CAMS designation.

Prior to the Regulatory Authority, Nurein was with a start-up Islamic bank as Head of Risk and Compliance.

Oliver Agha is Managing Partner of Agha & Co and a Professional Associate at Outer Temple Chambers. U.S.-qualified, he formerly led Islamic finance at the world’s largest law firm and headed the Projects practice at Clifford Chance’s Saudi affiliate. He began his legal career at Fulbright & Jaworski in the U.S. Agha was the first Western-trained lawyer appointed to an AAOIFI board and is widely regarded as a foremost authority on Islamic finance enforcement and reform. His incisive writing has made The Islamic Legal Opinion column in IFN essential reading for regulators, investors, and scholars navigating a field clouded by form-over-substance mimicry.

Rashid Al-Derham is a finance professional with strong expertise in syndicated lending, SME banking, investment analysis and sustainable finance. He works in the Global Structure Department at Qatar National Bank (QNB), where he is involved in structuring and executing complex international and domestic financing deals. Prior to this role, Rashid worked within QNB’s SME Banking Division, where he supported the growth of SMEs through tailored financing solutions and relationship management. Beyond his role at QNB, Rashid is the Co-Founder and CEO of Madad, a fintech SME lending platform currently operating under the Qatar Central Bank sandbox. Rashid specializes in Shariah compliant invoice discounting solutions for SMEs, providing them with greater access to working capital through an innovative digital marketplace. Under his leadership, Rashid aims to strengthen the role of SMEs as a driver of economic growth and financial inclusion in Qatar and the wider region. Rashid is currently pursuing an MSc in Finance and has a strong research background in econometrics, fintech and banking systemic risk. His career reflects a blend of banking execution, entrepreneurial leadership and academic insight.

Shahariah Shaharudin is the President of Saturna, a wholly-owned subsidiary of Saturna
Capital Corporation. She received her Bachelor of Arts degree in Business Studies from Knox College, Illinois and a Master of Arts degree in Economics from University of Illinois, Springfield.

Shahariah has more than 30 years of experience in the areas of fund management, stockbroking and commercial banking. She started her career in a commercial bank with extensive experience in retail banking, trade finance and corporate banking and later joined a stockbroking company, overseeing both the stockbroking and futures broking business. She also worked for a fund management house under the Strategic Business and Market Development Division where her core responsibility was sourcing business and servicing both retail and wholesale clients. She was CEO and an Executive Director of Kenanga Islamic Investors before joining Saturna in October 2018.

Shahariah speaks at Islamic finance and ESG conferences. She is passionate about Islamic investment and has participated in the Brunei Roundtable; presented in events in Shenzen, China; and was nominated in the ‘Top 10 List for Women in Malaysian Financial Institutions’ by a local magazine.

Shahariah is currently a holder of the Capital Market Services Representatives License for fund management.

Sherif Elmansy is a dynamic Banking Solutions Products Director with over 21 years of extensive experience in the banking software industry. He has a deep passion for creating and implementing innovative software products that not only optimize operations but also significantly boost organizational sales. Sherif’s expertise spans across digital banking, both front-end and back-end while his strategic leadership has been instrumental in driving the success of core banking products throughout their entire lifecycle.

In his current role since the beginning of 2024, Sherif oversees the entire product line for core banking and digital banking solutions at International Turnkey Systems (ITS). His responsibilities range from strategic planning to managing tactical activities that ensure the products meet market demands and customer needs.

Sherif’s career began in 2001 with a strong foundation in commerce, earning a Bachelor’s degree in Accounting from Ain Shams University, Egypt. His early roles at the Commercial International Bank of Egypt provided him with valuable insights into customer service and financial operations, which have continued to inform his approach to product management.

Joining ITS in 2004 as a Software Developer, Sherif quickly advanced to roles such as Banking Functional Consultant and Senior Functional Consultant, leading critical projects across the Middle East, Far East and North Africa. As a Senior Product Manager from 2013 to 2023, he led the development of the next-generation ETHIX Core Banking Product, working with cross-functional teams to define product vision, strategy and intellectual property management. Under his leadership, the ETHIX solutions have been successfully installed in over 56 reputable banks across the Middle East, Far East and North Africa.

Committed to continuous professional development, Sherif holds several prestigious certifications, including Project Management Professional (PMP), Certified Business Analyst Professional (CBAP), and Certified Islamic Finance Expert (CIFE). His educational background and extensive professional training ensure that he remains at the forefront of industry trends and best practices.

Sherif Elmansy’s career, spanning over two decades, is marked by a relentless pursuit of excellence, innovation and leadership. His contributions have not only advanced the organizations he has served but have also set new benchmarks in the banking software industry.

Simon Chan has been based in Doha since July 2010. Prior to joining K&L Gates, he worked for Allen & Overy. Before moving to Doha, he spent 10 years practicing in London, from 1999 to 2009. Simon has extensive experience advising financial institutions, corporate sponsors and borrowers on general financing, including project finance, leveraged finance, asset finance and Islamic finance, and also on restructurings. He has experience in advising project companies, sponsors and lenders on the development and financing of large infrastructure projects.

Simon was ranked as a leading lawyer (Band 2) by Chambers Global 2021 for ‘Corporate/Commercial: Banking & Finance in Qatar’. Simon is well-versed in a wide range of finance matters, acting for both borrowers and lenders. He is also noted for his skills in fintech and banking regulatory matters. Sources agree that he is “an experienced guy”, with one client adding: “I find him to be really reliable”. Simon is rated by The Legal 500: Qatar, with one peer noting: “Simon is a good guy, dedicated to the work and an expert in his field.”

Tahir joined the Group in December 2021 as part of the merger with Al Khalij Commercial Bank (al khaliji) where he held a similar position since 2015. He started working with the Bank in 2007.

He has over 30 years of banking experience in leading regional and international banks, having previously worked in Dubai Bank PJSC, ABN AMRO Bank N.V., Prime Bank and First International Investment Bank in variety of roles in Treasury, Investments, DCM and Corporate/Institutional Banking

Tahir holds an MBA (Finance) from Imperial College of Business Studies, Pakistan.

Dr Ahmet Aysan is a full professor, associate dean for research and the program coordinator of the PhD and Master of Science programs at Hamad Bin Khalifa University. He has been a board member and Monetary Policy Committee member of the Central Bank of the Republic of Turkiye and served as a consultant at various institutions such as the World Bank, the Central Bank of the Republic of Turkiye and Oxford Analytica. Dr Ahmet, who has many articles published in academic journals, is a recipient of the Bogaziçi University Award and the MEEA Ibn Khaldun Prize. Dr Ahmet is also a research associate at the University College London Centre for Blockchain Technologies and a non-resident fellow at the ME Council.

Akber has more than 25 years of experience in the investment industry and is Acting Chief Executive Officer of Al Rayan Investment (ARI). ARI is a leading firm for corporate financial advisory and asset management. Akber joined ARI in 2009, to set up and lead asset management, which included overall responsibility for managing GCC public equity and global sukuk portfolios of $1.5bn. ARI manages the award winning Al Rayan GCC Fund and Al Rayan Qatar ETF.

Prior to ARI, Akber was a Director at Deutsche Bank in London, where he spent more than 11 years in European and emerging markets equities. Akber is a graduate of University College London. Akber has lived in Doha, Dubai, Frankfurt, Karachi and London.

Dr Andrew completed his PhD at the University of New South Wales (UNSW) (Sydney, Australia) in 2014 examining the history of banking and its relationship the Australian Constitution. He is an Australian academic based in Doha, Qatar and has taught law in Australia, Europe and the Middle East. He has published numerous cited books, articles, notes and commentaries and is currently researching and writing on topics related to corporate law, financial services and new technology.

With over 23 years of professional experience, Faisal Islam is a recognized leader in digital finance, product innovation, and financial inclusion. He currently serves as the CEO – ZOOD Pakistan & TEZ Financial Services.

Faisal’s work focuses on closing the financing gap for MSMEs through a range of Shariah-compliant digital products, including Islamic consumer financing, Islamic BNPL, invoice financing, agricultural finance, and Islamic card solutions. He has also pioneered the design of AI-driven, Shariah-compliant alternative credit scoring models, aimed at expanding financial access to underserved segments. In addition, he has successfully established regulatory-aligned Islamic financing operations in emerging markets. His expertise spans the full spectrum of product development from Shariah structuring and partner bank enablement to building embedded finance ecosystems, always ensuring alignment with Islamic ethical standards. His initiatives have been instrumental in advancing cashless economies and promoting financial inclusion through innovative loyalty programs, digital onboarding solutions, and incentive-based payment ecosystems. Beyond Islamic finance, Faisal brings a strong background in technology leadership, with extensive experience across banking, fintech, retail, and asset management sectors.

George M. Barakat is an accomplished banking and finance professional with 18 years of expertise in banking, treasury and finance. He has a strong background in corporate treasury and finance, with extensive experience in capital-related financing and restructuring transactions. His expertise includes Sukuk issuance, syndicated loans, public-private partnerships, mergers and acquisitions and investment management.

Currently, George serves as the Group Chief Treasury Director at Power International Holding (PIH), where he is responsible for strategically overseeing the Group Treasury. Prior to joining PIH, George headed the Group Treasury and Investments at Saleh Al Hamad Al Mana & Group of Companies where he also served as a Board Adviser for one of the group’s major companies. George also headed the Group Treasury at Ezdan Holding Group where he played a key role in structuring and negotiating syndicated loan facilities, Sukuk issuances and managing investor relations. Before Ezdan, George spent over nine years at Mashreq Bank, where he held key positions across business, treasury and finance, gaining comprehensive experience in each area.

George holds a Bachelor’s degree in Economics and is a Certified Management Accountant issued by the Institute of Management Accountants, US as well as a Certified Treasury Professional issued by the Association for Financial Professionals, US.

Dr. Marjan Muhammad is the Deputy President Research at ISRA Institute, INCEIF University. In her current capacity, she oversees different portfolios including research and innovation, research management, assessment and publication, research commercialization, and Islamic finance online database (I-FIKR) developed by ISRA. She was previously the Director of Research Affairs Department at ISRA from 2013-2017. She is currently a member of the Shariah Advisory Council of Bank Negara Malaysia (BNM) effective from 1 November 2019 and a member of the Shariah Advisory Council of Securities Commission Malaysia (SC) effective from 1 July 2023. Prior to that, she was a member of Shariah Committee at a few local Islamic banks. At the international level, she sits on the Advisory Committee of Experts of Lotus Bank Limited and Shariah Supervisory Board of Lotus Capital Limited, both are based in Nigeria. Marjan obtained her bachelor’s degree in Islamic Revealed Knowledge and Heritage (Fiqh and Usul al-Fiqh) from the International Islamic University Malaysia (IIUM) and graduated from her master’s and PhD degrees at the same university.

Munaf Usmani is a Senior Vice-President in the Treasury and Markets Division at QInvest with a career spanning 15 years in the Islamic finance industry, having closed over US$5 billion in investment and advisory transactions. In his current role, he is responsible for managing the firm’s proprietary capital in financial market investments including fixed income funds, equities, derivatives, structured products, etc. He is also responsible for asset liability management, hedging and funding for the firm. Additionally, he oversees the financial institution function, focusing on establishing and enhancing relationships with local, regional and global financial institutions. Prior to QInvest, Munaf was in the Treasury and Financial Institutions Department at Meezan Bank, where he started as a Trainee Dealer and rose to the level of Deputy Treasurer. During his time at Meezan, he was in charge of the sales, trading and liquidity management portfolios with a total balance sheet size of US$15 billion; led key initiatives for the bank including establishing the Equity Capital Markets and Fund Transfer Pricing units; and successfully closed landmark agreements in the Islamic banking space. Munaf holds a Bachelor’s degree in Finance and a Master’s degree in Management from the Institute of Business Administration, Karachi.

Tahir joined the Group in December 2021 as part of the merger with Al Khalij Commercial Bank (al khaliji) where he held a similar position since 2015. He started working with the Bank in 2007.

He has over 30 years of banking experience in leading regional and international banks, having previously worked in Dubai Bank PJSC, ABN AMRO Bank N.V., Prime Bank and First International Investment Bank in variety of roles in Treasury, Investments, DCM and Corporate/Institutional Banking

Tahir holds an MBA (Finance) from Imperial College of Business Studies, Pakistan.